/* ===================================================
   RW ASSURANCE — Design System Avancé & Inspiré Méléïne
   =================================================== */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&family=Manrope:wght@600;700;800;900&display=swap');

:root {
  /* Palette cabinet : fiable, lumineuse, professionnelle */
  --navy:          #0D1B3E;
  --navy-deep:     #071126;
  --navy-gradient: linear-gradient(155deg, #0D1B3E 0%, #11345F 56%, #0B5E6E 100%);
  --indigo:        #225C8D;
  --indigo-light:  #397CB6;
  --orange:        #F6A423;
  --orange-bright: #FFC247;
  --orange-dark:   #D88205;
  --teal:          #12B8A6;
  --teal-light:    #E9FBF8;
  --teal-dark:     #087D72;
  --coral:         #EF6F5A;
  --bg-light:      #F5F8FC;
  --bg-white:      #FFFFFF;
  --text-dark:     #231F20;
  --text-body:     #4A4D55;
  --text-muted:    #7C808E;
  --border:        #E5E8F0;
  --border-light:  #F0F2F7;
  
  /* Ombres douces & modernes */
  --shadow-xs:     0 2px 8px rgba(18, 19, 65, 0.05);
  --shadow-sm:     0 4px 16px rgba(18, 19, 65, 0.08);
  --shadow-md:     0 10px 30px rgba(18, 19, 65, 0.12);
  --shadow-lg:     0 18px 45px rgba(18, 19, 65, 0.16);
  --shadow-orange: 0 8px 24px rgba(255, 160, 22, 0.35);
  
  /* Typographie */
  --font-title:    'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body:     'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  
  --radius-sm:     8px;
  --radius-md:     16px;
  --radius-lg:     24px;
  --radius-pill:   999px;
  
  --transition:    0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
  --max-width:     1160px;
}

/* Reset & Base */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 15px; }
body {
  font-family: var(--font-body);
  color: var(--text-body);
  background: #fff;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; transition: var(--transition); }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, textarea, select { font-family: inherit; }

/* Typographie & Hiérarchie */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-title);
  color: var(--text-dark);
  line-height: 1.18;
  font-weight: 700;
  letter-spacing: 0;
}
h1 { font-size: clamp(2rem, 4.2vw, 3.4rem); font-weight: 900; }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.4rem); font-weight: 800; }
h3 { font-size: clamp(1.2rem, 2.2vw, 1.5rem); font-weight: 700; }
p  { color: var(--text-body); line-height: 1.72; font-size: 1rem; }

.container {
  width: 92%;
  max-width: var(--max-width);
  margin: 0 auto;
}

/* Soulignement dessiné façon Méléïne */
.highlight-underline {
  position: relative;
  display: inline-block;
  white-space: nowrap;
}
.highlight-underline svg {
  position: absolute;
  left: 0;
  bottom: -10px;
  width: 100%;
  height: 14px;
  pointer-events: none;
}
.highlight-underline svg path {
  fill: none;
  stroke: var(--orange-bright);
  stroke-width: 4;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* Boutons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 26px;
  border-radius: var(--radius-pill);
  font-family: var(--font-title);
  font-size: 1rem;
  font-weight: 700;
  transition: all var(--transition);
  text-align: center;
  cursor: pointer;
}
.btn-primary {
  background: linear-gradient(135deg, var(--orange-bright) 0%, var(--orange) 100%);
  color: #fff;
  box-shadow: var(--shadow-orange);
}
.btn-primary:hover {
  background: linear-gradient(135deg, #FFB84D 0%, var(--orange-dark) 100%);
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(255, 160, 22, 0.38);
}
.btn-secondary {
  background: #fff;
  color: var(--navy);
  border: 2px solid var(--navy);
}
.btn-secondary:hover {
  background: var(--navy);
  color: #fff;
  transform: translateY(-2px);
}
.btn-white {
  background: #fff;
  color: var(--navy);
  box-shadow: var(--shadow-md);
}
.btn-white:hover {
  background: var(--orange-bright);
  color: #fff;
  transform: translateY(-2px);
}
.btn-outline-white {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  border: 1.5px solid rgba(255, 255, 255, 0.4);
  backdrop-filter: blur(8px);
}
.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.25);
  border-color: #fff;
}

/* Sections */
.section { padding: 76px 0; }
.section-sm { padding: 42px 0; }
.section-bg { background: var(--bg-light); }
.section-navy {
  background: var(--navy-gradient);
  color: #fff;
  position: relative;
}
.section-navy h2, .section-navy h3 { color: #fff; }
.section-navy p { color: rgba(255, 255, 255, 0.8); }

.section-header { text-align: center; margin-bottom: 46px; }
.section-header h2 { margin-bottom: 16px; }
.section-header p { max-width: 650px; margin: 0 auto; font-size: 1.1rem; color: var(--text-muted); }
.section-navy .section-header p { color: rgba(255, 255, 255, 0.75); }

.tag-label {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--teal-light);
  color: var(--teal-dark);
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: var(--radius-pill);
  margin-bottom: 16px;
}

/* ==========================================
   TOPBAR & HEADER
   ========================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: #fff;
  box-shadow: var(--shadow-xs);
  transition: var(--transition);
}

.topbar {
  background: var(--navy-deep);
  padding: 8px 0;
  font-size: 0.85rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.topbar-left, .topbar-right {
  display: flex;
  align-items: center;
  gap: 24px;
}
.topbar a {
  color: rgba(255, 255, 255, 0.8);
  display: flex;
  align-items: center;
  gap: 6px;
}
.topbar a:hover { color: var(--orange-bright); }
.topbar .badge-orias {
  background: rgba(255, 255, 255, 0.1);
  padding: 3px 12px;
  border-radius: var(--radius-pill);
  font-size: 0.76rem;
  color: rgba(255, 255, 255, 0.85);
  font-family: var(--font-title);
  font-weight: 600;
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 0;
}

.logo {
  display: flex;
  align-items: center;
  text-decoration: none;
}
.navbar-logo-img {
  height: 48px;
  width: auto;
  max-width: 200px;
  object-fit: contain;
  display: block;
  transition: transform 0.3s ease;
}
.logo:hover .navbar-logo-img {
  transform: scale(1.03);
}

.nav-menu { display: flex; align-items: center; gap: 4px; }
.nav-item { position: relative; }
.nav-link {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 9px 14px;
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--navy);
  border-radius: var(--radius-sm);
  transition: var(--transition);
}
.nav-link:hover, .nav-link.active {
  color: var(--orange);
  background: var(--bg-light);
}
.nav-link svg { transition: transform var(--transition); }
.nav-item:hover .nav-link svg { transform: rotate(180deg); }

/* Dropdown */
.dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: #fff;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  min-width: 250px;
  padding: 12px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-10px);
  transition: all var(--transition);
  z-index: 200;
  border: 1px solid var(--border);
}
.nav-item:hover .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  font-size: 0.92rem;
  font-family: var(--font-title);
  font-weight: 700;
  color: var(--navy);
  border-radius: var(--radius-sm);
  transition: var(--transition);
}
.dropdown a:hover { background: var(--bg-light); color: var(--orange); }

.mega-dropdown {
  min-width: 640px;
  left: -24px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  padding: 16px;
  transform: translateY(8px) scale(0.98);
  transform-origin: top left;
}
.nav-item:hover .mega-dropdown {
  transform: translateY(0) scale(1);
}
.mega-link {
  min-height: 76px;
  isolation: isolate;
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(225, 230, 245, 0.9);
  background: linear-gradient(135deg, #fff 0%, #F8FAFE 100%);
}
.mega-link::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(18, 184, 166, 0.1), rgba(255, 194, 71, 0.12));
  opacity: 0;
  transition: opacity 0.3s ease;
  z-index: -1;
}
.mega-link:hover {
  transform: translateY(-3px);
  border-color: rgba(18, 184, 166, 0.35);
  box-shadow: 0 12px 28px rgba(13, 27, 62, 0.1);
}
.mega-link:hover::before {
  opacity: 1;
}
.mega-link strong {
  display: block;
  color: var(--navy);
  font-size: 0.95rem;
  line-height: 1.2;
}
.mega-link small {
  display: block;
  margin-top: 4px;
  color: var(--text-muted);
  font-family: var(--font-body);
  font-size: 0.74rem;
  font-weight: 500;
  line-height: 1.35;
}
.mega-icon {
  width: 42px;
  height: 42px;
  border-radius: 14px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 42px;
  background: #fff;
  box-shadow: 0 8px 18px rgba(13, 27, 62, 0.08);
  transition: transform 0.3s ease;
}
.mega-icon img {
  width: 27px;
  height: 27px;
  object-fit: contain;
}
.mega-icon-text {
  background: linear-gradient(145deg, var(--navy), var(--indigo));
  color: #fff;
  font-size: 0.82rem;
  font-weight: 900;
}
.mega-link:hover .mega-icon {
  transform: scale(1.08) rotate(-3deg);
}
.mega-link-featured {
  background: linear-gradient(135deg, var(--navy) 0%, #123767 100%);
}
.mega-link-featured strong,
.mega-link-featured small {
  color: #fff;
}
.mega-link-featured small {
  color: rgba(255, 255, 255, 0.76);
}

.nav-cta { margin-left: 14px; }
.nav-cta .btn { padding: 10px 21px; font-size: 0.9rem; }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 6px;
  cursor: pointer;
  padding: 8px;
  position: relative;
  z-index: 1001;
}
.hamburger span {
  display: block;
  width: 26px;
  height: 2.5px;
  background: var(--navy);
  border-radius: 2px;
  transition: var(--transition);
}

/* ==========================================
   HERO SECTION STYLE MÉLÉÏNE
   ========================================== */
.hero {
  background:
    radial-gradient(circle at 78% 18%, rgba(255, 194, 71, 0.22), transparent 26%),
    radial-gradient(circle at 18% 12%, rgba(18, 184, 166, 0.18), transparent 24%),
    linear-gradient(155deg, #123767 0%, #0D1B3E 58%, #062033 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
  padding-top: 8px;
}
.home-hero {
  background:
    radial-gradient(circle at 80% 44%, rgba(255, 194, 71, 0.18), transparent 28%),
    radial-gradient(circle at 18% 18%, rgba(18, 184, 166, 0.16), transparent 26%),
    linear-gradient(155deg, #123767 0%, #0D1B3E 55%, #063746 100%);
  padding-top: 0;
}
.home-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(18, 19, 65, 0.18) 1.5px, transparent 1.5px);
  background-size: 22px 22px;
  background-position: right 18px top 70px;
  opacity: 0.45;
  pointer-events: none;
}
.hero .container {
  position: relative;
  z-index: 2;
}
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 55%) minmax(360px, 45%);
  align-items: flex-end;
  gap: 20px;
  min-height: 390px;
}
.home-hero .hero-grid {
  grid-template-columns: minmax(0, 44%) minmax(470px, 56%);
  min-height: 560px;
  gap: 0;
}
.hero-content {
  padding: 22px 18px 52px 0;
  display: flex;
  flex-direction: column;
  justify-content: center;
  z-index: 3;
  animation: heroCopyIn 0.85s ease both;
}
.home-hero .hero-content {
  padding: 54px 20px 105px 0;
  justify-content: center;
}
.home-hero .hero-tag,
.home-hero .btn-outline-white {
  display: none;
}
.hero-tag {
  background: rgba(255,160,22,0.18);
  color: #FFAE35;
  border: 1px solid rgba(255,160,22,0.4);
}
.hero h1 {
  color: #fff;
  font-size: clamp(1.75rem, 3.15vw, 2.75rem);
  font-weight: 900;
  line-height: 1.03;
  margin-bottom: 12px;
}
.home-hero h1 {
  max-width: 510px;
  font-size: clamp(2.1rem, 3.9vw, 3.5rem);
  line-height: 1.02;
  margin-bottom: 22px;
}
.home-hero .highlight-underline {
  white-space: normal;
}
.home-hero .highlight-underline svg {
  left: 4px;
  bottom: -17px;
  width: 54%;
  min-width: 180px;
  height: 18px;
}
.hero-lead {
  max-width: 650px;
  color: rgba(255, 255, 255, 0.84);
  font-size: clamp(0.95rem, 1.1vw, 1.02rem);
  line-height: 1.6;
  margin-bottom: 14px;
}
.home-hero .hero-lead {
  display: block;
  max-width: 560px;
  color: rgba(255, 255, 255, 0.82);
  font-size: 1.02rem;
  line-height: 1.68;
  margin-bottom: 20px;
}
.hero-blurbs {
  margin: 6px 0 16px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.home-hero .hero-blurbs {
  gap: 10px;
  margin: 0 0 24px;
}
.hero-blurb-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
  color: #fff;
  font-weight: 400;
}
.home-hero .hero-blurb-item {
  font-size: 0.93rem;
  font-weight: 700;
  line-height: 1.4;
  color: rgba(255, 255, 255, 0.94);
}
.hero-blurb-item .blurb-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--orange);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 900;
  flex-shrink: 0;
}
.home-hero .hero-blurb-item .blurb-icon {
  width: 23px;
  height: 23px;
  background: var(--orange-bright);
  color: #fff;
}
.home-hero .btn-primary {
  padding: 13px 27px;
  font-size: 0.95rem;
  color: var(--navy);
  box-shadow: 0 12px 28px rgba(255, 160, 22, 0.34);
  animation: ctaPulse 2.8s ease-in-out infinite;
}
.hero-btns {
  display: flex;
  gap: 12px;
  align-items: center;
  flex-wrap: wrap;
}
.hero-proof-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 9px;
  max-width: 640px;
  margin-top: 14px;
}
.home-hero .hero-proof-row {
  display: grid;
  max-width: 540px;
  margin-top: 20px;
}
.hero-proof-row div {
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 12px;
  padding: 10px 12px;
  backdrop-filter: blur(10px);
}
.hero-proof-row strong {
  display: block;
  color: #fff;
  font-family: var(--font-title);
  font-size: 1.25rem;
  font-weight: 900;
  line-height: 1;
  margin-bottom: 5px;
}
.hero-proof-row span {
  display: block;
  color: rgba(255, 255, 255, 0.74);
  font-size: 0.74rem;
  line-height: 1.35;
}

/* ==========================================
   HERO PHOTO POSITIONNEMENT & RENDU
   ========================================== */
.hero-visual-frame {
  position: relative;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  align-self: stretch;
  overflow: visible;
  z-index: 2;
  animation: heroVisualIn 0.95s 0.12s ease both;
}
.home-hero .hero-visual-frame {
  justify-content: flex-end;
  align-items: flex-end;
  min-height: 560px;
  pointer-events: none;
}
.home-hero .hero-visual-frame::before {
  content: '';
  position: absolute;
  right: 5%;
  bottom: 26px;
  width: min(38vw, 430px);
  height: min(38vw, 430px);
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,0.16) 0%, rgba(255,255,255,0.06) 46%, transparent 70%);
  filter: blur(2px);
  z-index: -1;
}

/* 1. Page d'Accueil : Conseillère pleine hauteur 100% visible */
.hero-main-photo.hero-conseillere-photo {
  max-height: 410px;
  width: auto;
  max-width: 100%;
  height: auto;
  display: block;
  object-fit: contain;
  object-position: bottom center;
  filter: drop-shadow(0 20px 42px rgba(10, 5, 45, 0.48));
  margin-bottom: -5px;
  align-self: flex-end;
}
.home-hero .hero-main-photo.hero-conseillere-photo {
  width: min(70vw, 820px);
  max-width: none;
  max-height: 720px;
  margin-right: -118px;
  margin-bottom: -8px;
  filter: drop-shadow(0 28px 50px rgba(10, 5, 45, 0.34));
}
.home-hero .hero-floating-badge {
  display: flex;
  animation-duration: 5.5s;
}

/* 2. Pages Produits : Carte Photo Ultra-Moderne avec cadre lumineux et ombre 3D */
.hero-main-photo:not(.hero-conseillere-photo) {
  width: 100%;
  max-width: 380px;
  height: 285px;
  object-fit: cover;
  border-radius: 24px;
  box-shadow: 0 25px 60px rgba(10, 15, 60, 0.45);
  border: 4px solid rgba(255, 255, 255, 0.25);
  display: block;
  transition: transform 0.4s cubic-bezier(0.25, 0.8, 0.25, 1), box-shadow 0.4s ease;
}
.hero-visual-frame:hover .hero-main-photo:not(.hero-conseillere-photo) {
  transform: translateY(-6px) scale(1.02);
  box-shadow: 0 32px 75px rgba(10, 15, 60, 0.55);
}

.hero-floating-badge {
  position: absolute;
  background: #fff;
  border-radius: var(--radius-md);
  padding: 8px 12px;
  box-shadow: 0 12px 35px rgba(18, 19, 65, 0.22);
  color: var(--navy);
  font-family: var(--font-title);
  z-index: 3;
  display: flex;
  align-items: center;
  gap: 12px;
  border: 1px solid rgba(229, 232, 240, 0.9);
  animation: floatSlow 4s ease-in-out infinite;
}
.hero-badge-top { top: 28px; left: -8px; }
.hero-badge-bottom { bottom: 48px; right: -4px; animation-delay: 2s; }
.hero-floating-badge .badge-icon-wrap {
  width: 36px;
  height: 36px;
  border-radius: 12px;
  background: var(--teal-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
}
.hero-floating-badge strong { font-size: 0.86rem; display: block; color: var(--navy); }
.hero-floating-badge span { font-size: 0.72rem; color: var(--text-muted); }

@keyframes floatSlow {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}
@keyframes heroCopyIn {
  from { opacity: 0; transform: translateY(26px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes heroVisualIn {
  from { opacity: 0; transform: translateX(34px) scale(0.98); }
  to { opacity: 1; transform: translateX(0) scale(1); }
}
@keyframes ctaPulse {
  0%, 100% { box-shadow: 0 12px 28px rgba(255, 160, 22, 0.34); }
  50% { box-shadow: 0 16px 38px rgba(255, 194, 71, 0.55); }
}

/* Animations globales */
.animate-on-scroll {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s ease, transform 0.65s ease, filter 0.65s ease;
  filter: blur(3px);
}
.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
  filter: blur(0);
}
.animate-on-scroll:nth-child(2) { transition-delay: 0.06s; }
.animate-on-scroll:nth-child(3) { transition-delay: 0.12s; }
.animate-on-scroll:nth-child(4) { transition-delay: 0.18s; }
.animate-on-scroll:nth-child(5) { transition-delay: 0.24s; }

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}

/* Divider ondulé en bas de Hero façon Méléïne */
.hero-wave-bottom {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  overflow: hidden;
  line-height: 0;
  z-index: 1;
}
.hero-wave-bottom svg {
  position: relative;
  display: block;
  width: calc(100% + 1.3px);
  height: 38px;
}
.hero-wave-bottom path { fill: #ffffff; }

/* ==========================================
   BARRE CATÉGORIES STYLE MÉLÉÏNE — CARTES BLANCHES SVG
   ========================================== */
/* ==========================================
   BARRE CATÉGORIES STYLE MÉLÉÏNE EXACT (7 CARTES SÉPARÉES)
   ========================================== */
.categories-bar-wrapper {
  position: relative;
  z-index: 10;
  margin-top: -54px;
  margin-bottom: 50px;
}
.categories-bar-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 14px;
  background: transparent;
  padding: 0;
  border-radius: 0;
  box-shadow: none;
  border: none;
  overflow: visible;
}

/* Chaque carte produit style Méléïne exact — boîte blanche individuelle */
.mel-cat-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 20px 9px 15px;
  background: #ffffff;
  border: 1px solid rgba(225, 230, 245, 0.9);
  border-radius: 14px;
  box-shadow: 0 8px 24px rgba(18, 19, 65, 0.08);
  transition: transform 0.35s cubic-bezier(0.25, 0.8, 0.25, 1), box-shadow 0.35s ease, border-color 0.35s ease;
  position: relative;
  overflow: hidden;
  cursor: pointer;
  text-decoration: none;
}
.mel-cat-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(18, 184, 166, 0.08), rgba(255, 194, 71, 0.14));
  opacity: 0;
  transition: opacity 0.35s ease;
}
.mel-cat-card:hover {
  transform: translateY(-7px) scale(1.015);
  box-shadow: 0 14px 32px rgba(65, 64, 154, 0.14);
  border-color: rgba(65, 64, 154, 0.35);
  background: #ffffff;
}
.mel-cat-card:hover::before {
  opacity: 1;
}

.mel-cat-icon {
  width: 52px;
  height: 43px;
  margin: 0 auto 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform 0.35s ease;
}
.mel-cat-card:hover .mel-cat-icon {
  transform: scale(1.08);
}
.mel-cat-icon img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}
.mel-cat-icon-text {
  border-radius: 16px;
  background: linear-gradient(145deg, var(--navy), var(--indigo));
  color: #fff;
  font-family: var(--font-title);
  font-weight: 900;
  font-size: 1.05rem;
  box-shadow: 0 10px 22px rgba(13, 27, 62, 0.18);
}
.mel-cat-name {
  font-family: var(--font-title);
  font-weight: 800;
  font-size: 0.82rem;
  color: #121341;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  margin-bottom: 12px;
  line-height: 1.2;
}
.mel-cat-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 0.78rem;
  color: #009FE3;
  transition: gap 0.3s ease, color 0.3s ease;
}
.mel-cat-link .mel-arrow {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #41409A;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.82rem;
  font-weight: 900;
  flex-shrink: 0;
  transition: background 0.3s ease, transform 0.3s ease;
}
.mel-cat-card:hover .mel-cat-link { color: var(--orange); gap: 9px; }
.mel-cat-card:hover .mel-arrow {
  background: var(--orange);
  transform: translateX(3px);
}

/* ==========================================
   NOTIFICATION PROMOTIONNELLE
   ========================================== */
.promo-notification {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 1200;
  width: min(390px, calc(100vw - 32px));
  display: grid;
  grid-template-columns: 112px 1fr;
  gap: 14px;
  align-items: center;
  padding: 12px 14px 12px 12px;
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(225, 230, 245, 0.95);
  border-radius: 18px;
  box-shadow: 0 24px 60px rgba(7, 17, 38, 0.22);
  transform: translateY(22px);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.35s ease, transform 0.35s ease;
}
.promo-notification.is-visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
  animation: promoEntrance 0.5s ease both;
}
.promo-notification.is-hidden {
  display: none;
}
.promo-close {
  position: absolute;
  top: 8px;
  right: 8px;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #F1F4F9;
  color: var(--navy);
  font-size: 1.25rem;
  line-height: 1;
  font-weight: 700;
}
.promo-close:hover {
  background: var(--navy);
  color: #fff;
}
.promo-media {
  min-height: 124px;
  border-radius: 14px;
  overflow: hidden;
  background:
    linear-gradient(135deg, rgba(255, 194, 71, 0.92), rgba(18, 184, 166, 0.82)),
    var(--navy);
  position: relative;
}
.promo-media::before {
  content: "-30%";
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-family: var(--font-title);
  font-size: 2rem;
  font-weight: 900;
  text-shadow: 0 8px 18px rgba(7, 17, 38, 0.24);
  animation: promoBadgeBeat 2.2s ease-in-out infinite;
}
.promo-media img {
  width: 100%;
  height: 124px;
  object-fit: cover;
  position: relative;
  z-index: 1;
}
.promo-media.image-missing::after {
  content: "Première souscription";
  position: absolute;
  left: 12px;
  right: 12px;
  bottom: 14px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.72rem;
  font-weight: 800;
  text-align: center;
  text-transform: uppercase;
}
.promo-copy {
  padding-right: 20px;
}
.promo-kicker {
  display: inline-flex;
  margin-bottom: 5px;
  color: var(--teal-dark);
  font-family: var(--font-title);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.8px;
  text-transform: uppercase;
}
.promo-copy strong {
  display: block;
  color: var(--navy);
  font-family: var(--font-title);
  font-size: 1.04rem;
  line-height: 1.2;
}
.promo-copy p {
  margin: 6px 0 10px;
  color: var(--text-muted);
  font-size: 0.82rem;
  line-height: 1.45;
}
.promo-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 13px;
  border-radius: var(--radius-pill);
  background: var(--navy);
  color: #fff;
  font-family: var(--font-title);
  font-size: 0.78rem;
  font-weight: 800;
}
.promo-link:hover {
  background: var(--orange);
  color: var(--navy);
}
@keyframes promoEntrance {
  0% { transform: translateY(24px) scale(0.96); }
  70% { transform: translateY(-4px) scale(1.01); }
  100% { transform: translateY(0) scale(1); }
}
@keyframes promoBadgeBeat {
  0%, 100% { transform: scale(1); }
  45% { transform: scale(1.08); }
}

/* ==========================================
   SECTION "COMMENT ÇA MARCHE" AVEC PHOTO
   ========================================== */
.how-it-works-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 48px;
  align-items: center;
}
.how-visual-frame {
  position: relative;
}
.how-visual-photo {
  width: 100%;
  height: 430px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}
.how-timeline {
  display: flex;
  flex-direction: column;
  gap: 20px;
  position: relative;
}
.how-timeline::before {
  content: '';
  position: absolute;
  top: 25px;
  bottom: 25px;
  left: 23px;
  width: 2px;
  background: var(--border);
  z-index: 0;
}
.how-timeline::after {
  content: '';
  position: absolute;
  top: 25px;
  left: 23px;
  width: 2px;
  height: var(--timeline-progress, 0%);
  max-height: calc(100% - 50px);
  background: linear-gradient(to bottom, var(--teal), var(--orange));
  z-index: 0;
  transition: height 0.45s ease;
}
.timeline-step-item {
  display: flex;
  gap: 20px;
  position: relative;
  z-index: 1;
  opacity: 0.58;
  transform: translateX(-8px);
  transition: opacity 0.45s ease, transform 0.45s ease;
}
.timeline-step-item.is-active {
  opacity: 1;
  transform: translateX(0);
}
.timeline-step-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-family: var(--font-title);
  font-weight: 900;
  font-size: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(18, 19, 65, 0.2);
  border: 3px solid #fff;
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}
.timeline-step-item.is-active .timeline-step-num {
  transform: scale(1.08);
  box-shadow: 0 10px 24px rgba(18, 184, 166, 0.28);
}
.timeline-step-item:nth-child(2) .timeline-step-num { background: var(--orange); }
.timeline-step-item:nth-child(3) .timeline-step-num { background: var(--teal); }
.timeline-step-content {
  background: #fff;
  border: 1px solid var(--border);
  padding: 16px 22px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xs);
  flex: 1;
  transition: transform 0.35s ease, border-color 0.35s ease, box-shadow 0.35s ease;
}
.timeline-step-item.is-active .timeline-step-content {
  transform: translateX(4px);
  border-color: rgba(18, 184, 166, 0.36);
  box-shadow: 0 14px 34px rgba(13, 27, 62, 0.1);
}
.timeline-step-content h3 { font-size: 1.08rem; margin-bottom: 4px; }
.timeline-step-content p { font-size: 0.92rem; margin: 0; }

/* ==========================================
   CARTES PRODUIT PREMIUM — PAGES PRODUITS
   ========================================== */
.photo-products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.photo-product-card {
  background: #fff;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 18px rgba(18, 19, 65, 0.07);
  border: 1px solid var(--border);
  transition: transform 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
  display: flex;
  flex-direction: column;
  position: relative;
  transform-style: preserve-3d;
  will-change: transform;
}
/* Barre accent indigo en haut, visible au survol */
.photo-product-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--indigo), var(--teal));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
  z-index: 2;
}
.photo-product-card:hover::before { transform: scaleX(1); }
.photo-product-card:hover {
  transform: translateY(-7px);
  box-shadow: 0 16px 38px rgba(18, 19, 65, 0.13);
  border-color: rgba(65, 64, 154, 0.18);
}
.photo-product-card.is-tilting {
  transform: perspective(900px) rotateX(var(--tilt-y, 0deg)) rotateY(var(--tilt-x, 0deg)) translateY(-7px);
}

/* Zone photo */
.card-media-wrapper {
  position: relative;
  height: 220px;
  overflow: hidden;
}
.card-media-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transition: transform 0.6s cubic-bezier(0.25, 0.8, 0.25, 1);
  display: block;
}
.photo-product-card:hover .card-media-img {
  transform: scale(1.04);
}
/* Dégradé en bas de la photo → fondu vers le blanc de la carte */
.card-media-wrapper::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 80px;
  background: linear-gradient(to bottom, transparent 0%, rgba(255,255,255,0.95) 100%);
  pointer-events: none;
}

/* Badge catégorie — haut gauche */
.card-badge-category {
  position: absolute;
  top: 14px;
  left: 14px;
  background: rgba(18, 19, 65, 0.82);
  backdrop-filter: blur(8px);
  color: #fff;
  padding: 5px 14px;
  border-radius: var(--radius-pill);
  font-family: var(--font-title);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  z-index: 1;
}
/* Badge tarif — bas droite */
.card-badge-saving {
  position: absolute;
  bottom: 14px;
  right: 14px;
  background: rgba(255, 255, 255, 0.94);
  color: var(--navy);
  padding: 5px 12px;
  border-radius: var(--radius-pill);
  font-family: var(--font-title);
  font-size: 0.76rem;
  font-weight: 800;
  box-shadow: 0 6px 18px rgba(18, 19, 65, 0.12);
  z-index: 1;
}
.card-content-body {
  padding: 19px 22px 22px;
  display: flex;
  flex-direction: column;
  flex: 1;
}
.card-content-body h3 {
  font-size: 1.2rem;
  margin-bottom: 10px;
  color: var(--navy);
  transition: color 0.3s ease;
  line-height: 1.3;
}
.photo-product-card:hover h3 { color: var(--indigo); }
.card-content-body p {
  font-size: 0.91rem;
  color: var(--text-body);
  margin-bottom: 16px;
  flex: 1;
  line-height: 1.6;
}
.card-features-list {
  margin-bottom: 18px;
  display: flex;
  flex-direction: column;
  gap: 9px;
}
.card-features-list li {
  font-size: 0.87rem;
  color: var(--text-dark);
  font-family: var(--font-title);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 10px;
}
/* Icône check en cercle teal */
.card-features-list li span {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: rgba(41, 196, 169, 0.15);
  color: var(--teal);
  font-weight: 900;
  font-size: 0.7rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.card-footer-cta {
  border-top: 1px solid var(--border-light);
  padding-top: 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}
.card-price-hint {
  font-size: 0.8rem;
  color: var(--text-muted);
}
.card-price-hint strong {
  display: block;
  font-size: 1.05rem;
  color: var(--navy);
  font-family: var(--font-title);
}

/* ==========================================
   SECTIONS ÉDITORIALES AVEC GRANDES PHOTOS
   ========================================== */
.editorial-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.editorial-photo-wrapper {
  position: relative;
  border-radius: 24px;
  padding: 8px;
  background: #fff;
  box-shadow: 0 20px 45px rgba(18, 19, 65, 0.12);
  border: 1px solid rgba(229, 232, 240, 0.8);
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.editorial-photo-wrapper:hover {
  transform: translateY(-5px);
  box-shadow: 0 28px 60px rgba(18, 19, 65, 0.18);
}
.editorial-photo {
  width: 100%;
  height: 410px;
  object-fit: cover;
  border-radius: 18px;
  display: block;
}
.editorial-overlay-box {
  position: absolute;
  bottom: -20px;
  left: 30px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-radius: var(--radius-md);
  padding: 14px 20px;
  box-shadow: 0 15px 35px rgba(18, 19, 65, 0.15);
  border: 1px solid rgba(229, 232, 240, 0.9);
  display: flex;
  align-items: center;
  gap: 14px;
  z-index: 2;
  transition: transform 0.3s ease;
}
.editorial-overlay-box:hover {
  transform: translateY(-2px);
}
.editorial-overlay-box .box-icon {
  font-size: 2rem;
}

/* ==========================================
   LOGOS DES PARTENAIRES ASSUREURS
   ========================================== */
.partners-section {
  padding: 42px 0;
  background: #fff;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.partners-title {
  text-align: center;
  font-family: var(--font-title);
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 1.8px;
  color: var(--navy);
  font-weight: 800;
  margin-bottom: 28px;
}

/* Conteneur Marquee Déroulant Continu */
.partners-marquee-wrapper {
  position: relative;
  width: 100%;
  overflow: hidden;
  padding: 10px 0;
  mask-image: linear-gradient(to right, transparent 0%, black 8%, black 92%, transparent 100%);
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black 8%, black 92%, transparent 100%);
}
.partners-track {
  display: flex;
  gap: 20px;
  width: max-content;
  animation: scrollMarquee 48s linear infinite;
  align-items: center;
}
.partners-marquee-wrapper:hover .partners-track {
  animation-play-state: paused;
}
.partner-logo-card {
  width: 158px;
  height: 74px;
  background: #ffffff;
  border: 1px solid rgba(225, 230, 245, 0.9);
  border-radius: 14px;
  box-shadow: 0 4px 18px rgba(18, 19, 65, 0.05);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 10px 18px;
  flex-shrink: 0;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}
.partner-logo-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 25px rgba(65, 64, 154, 0.12);
  border-color: rgba(65, 64, 154, 0.3);
}
.partner-logo-card img {
  max-width: 100%;
  max-height: 48px;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
}

@keyframes scrollMarquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ==========================================
   BLOG & CONSEILS STYLE MÉLÉÏNE
   ========================================== */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.blog-card {
  background: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.blog-media-wrap {
  height: 190px;
  position: relative;
  overflow: hidden;
}
.blog-media-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}
.blog-card:hover .blog-media-img {
  transform: scale(1.04);
}
.blog-category-tag {
  position: absolute;
  top: 14px;
  left: 14px;
  background: var(--orange-bright);
  color: #fff;
  padding: 4px 12px;
  border-radius: var(--radius-pill);
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 0.75rem;
  letter-spacing: 0.5px;
}
.blog-card-content {
  padding: 20px;
  display: flex;
  flex-direction: column;
  flex: 1;
}
.blog-card-date {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-bottom: 8px;
}
.blog-card-content h3 {
  font-size: 1.12rem;
  line-height: 1.4;
  margin-bottom: 12px;
  color: var(--navy);
  transition: color var(--transition);
}
.blog-card:hover h3 { color: var(--orange); }
.blog-card-content p {
  font-size: 0.9rem;
  color: var(--text-body);
  margin-bottom: 20px;
  flex: 1;
}
.blog-read-more {
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 0.88rem;
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap var(--transition);
}
.blog-card:hover .blog-read-more {
  gap: 10px;
  color: var(--orange);
}

/* ==========================================
   TÉMOIGNAGES AVEC VRAIS AVATARS
   ========================================== */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.testimonial-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 26px 24px;
  box-shadow: 0 4px 18px rgba(18, 19, 65, 0.07);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.stars { color: #FFB800; font-size: 1.15rem; letter-spacing: 2px; margin-bottom: 16px; }
.testimonial-text {
  font-size: 0.96rem;
  color: var(--text-body);
  font-style: italic;
  line-height: 1.75;
  margin-bottom: 24px;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
}
.author-avatar-img {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--teal);
}
.author-info strong {
  display: block;
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--navy);
}
.author-info span {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* ==========================================
   CTA BAND
   ========================================== */
.cta-band {
  background:
    radial-gradient(circle at 18% 22%, rgba(255,255,255,0.2), transparent 24%),
    linear-gradient(135deg, #ffae35 0%, #e98607 100%);
  padding: 68px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
  color: #fff;
}
.cta-band h2 { color: #fff; font-size: clamp(1.8rem, 3.4vw, 2.6rem); margin-bottom: 16px; }
.cta-band p { color: rgba(255, 255, 255, 0.92); font-size: 1.12rem; margin-bottom: 32px; max-width: 620px; margin-left: auto; margin-right: auto; }
.cta-band-btns { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }

/* ==========================================
   FAQ
   ========================================== */
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  margin-bottom: 14px;
  overflow: hidden;
  background: #fff;
}
.faq-question {
  width: 100%;
  text-align: left;
  padding: 17px 20px;
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  transition: all var(--transition);
}
.faq-question:hover { background: var(--bg-light); }
.faq-question.active { background: var(--navy); color: #fff; }
.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--bg-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  transition: var(--transition);
}
.faq-question.active .faq-icon {
  background: rgba(255, 255, 255, 0.2);
  color: #fff;
  transform: rotate(45deg);
}
.faq-answer {
  display: none;
  padding: 17px 20px;
  font-size: 0.96rem;
  color: var(--text-body);
  border-top: 1px solid var(--border);
  line-height: 1.8;
}
.faq-answer.open { display: block; }

/* ==========================================
   FOOTER
   ========================================== */
.site-footer {
  background: var(--navy-deep);
  color: rgba(255, 255, 255, 0.8);
  padding: 66px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 50px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.footer-brand .logo { color: #fff; margin-bottom: 18px; }
.footer-logo-link {
  display: inline-block;
  background: #ffffff;
  padding: 10px 18px;
  border-radius: 14px;
  margin-bottom: 20px;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.25);
  transition: transform 0.3s ease;
}
.footer-logo-link:hover {
  transform: translateY(-2px);
}
.footer-logo-img {
  height: 41px;
  width: auto;
  max-width: 175px;
  display: block;
  object-fit: contain;
}
.footer-brand p { font-size: 0.92rem; line-height: 1.8; color: rgba(255, 255, 255, 0.65); }
.footer-contact { margin-top: 24px; display: flex; flex-direction: column; gap: 10px; }
.footer-contact a {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.92rem;
}
.footer-contact a:hover { color: var(--orange-bright); }
.footer-col h4 {
  color: #fff;
  font-family: var(--font-title);
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 22px;
}
.footer-col ul li { margin-bottom: 12px; }
.footer-col ul li a {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.65);
}
.footer-col ul li a:hover { color: var(--orange-bright); }
.footer-bottom {
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.45);
}

/* Sticky CTA mobile */
.sticky-cta-mobile {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #fff;
  padding: 12px 18px;
  box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.12);
  z-index: 900;
  gap: 10px;
}
.sticky-cta-mobile .btn { flex: 1; padding: 12px; font-size: 0.95rem; }

.floating-quote-cta {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 880;
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 185px;
  padding: 13px 18px;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--navy), #123767);
  color: #fff;
  box-shadow: 0 18px 40px rgba(7, 17, 38, 0.24);
  transform: translateY(24px);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.35s ease, transform 0.35s ease, box-shadow 0.35s ease;
}
.floating-quote-cta.is-visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}
.floating-quote-cta:hover {
  color: #fff;
  transform: translateY(-4px);
  box-shadow: 0 24px 55px rgba(7, 17, 38, 0.3);
}
.floating-quote-cta span {
  color: var(--orange-bright);
  font-family: var(--font-title);
  font-size: 0.72rem;
  font-weight: 900;
  text-transform: uppercase;
}
.floating-quote-cta strong {
  font-family: var(--font-title);
  font-size: 0.94rem;
  line-height: 1.2;
}

/* Responsive */
@media (max-width: 1200px) {
  .home-hero .hero-grid {
    grid-template-columns: minmax(0, 46%) minmax(420px, 54%);
    min-height: 520px;
  }
  .home-hero .hero-main-photo.hero-conseillere-photo {
    width: min(68vw, 760px);
    max-height: 675px;
    margin-right: -118px;
  }
  .categories-bar-grid { grid-template-columns: repeat(6, 1fr); gap: 10px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .mel-cat-card { padding: 18px 6px 14px; }
  .mel-cat-icon { width: 48px; height: 40px; }
  .mel-cat-name { font-size: 0.74rem; }
  .mel-cat-link { font-size: 0.72rem; }
}

@media (max-width: 992px) {
  .hero-content { padding: 28px 0 12px; text-align: center; }
  .hero-grid { grid-template-columns: 1fr; text-align: center; }
  .home-hero .hero-grid {
    grid-template-columns: 1fr;
    min-height: auto;
  }
  .home-hero .hero-content {
    padding: 44px 0 10px;
    align-items: center;
  }
  .home-hero h1 {
    max-width: 650px;
    margin-bottom: 18px;
  }
  .home-hero .hero-lead {
    max-width: 620px;
    text-align: center;
  }
  .hero-blurbs { align-items: center; }
  .hero-btns { justify-content: center; }
  .home-hero .hero-proof-row {
    max-width: 620px;
    margin-left: auto;
    margin-right: auto;
  }
  .hero-visual-frame {
    display: flex;
    justify-content: center;
    align-items: flex-end;
    min-height: auto;
    height: auto;
    margin-top: 16px;
    padding-bottom: 24px;
  }
  .home-hero .hero-visual-frame {
    justify-content: center;
    min-height: 470px;
    margin-top: 0;
    padding-bottom: 0;
  }
  .hero-main-photo {
    max-height: 310px;
    margin-bottom: 0;
  }
  .home-hero .hero-main-photo.hero-conseillere-photo {
    width: min(94vw, 610px);
    max-height: 540px;
    margin: 0 0 -2px;
  }

  .how-it-works-grid { grid-template-columns: 1fr; }
  .photo-products-grid { grid-template-columns: repeat(2, 1fr); }
  .editorial-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }

  .categories-bar-grid { grid-template-columns: repeat(4, 1fr); gap: 12px; }
  .categories-bar-wrapper { margin-top: 24px; }
  .home-hero + .categories-bar-wrapper { margin-top: -22px; }
}

@media (max-width: 768px) {
  .topbar { display: none; }
  .navbar { padding: 12px 0; }
  .nav-menu {
    display: none;
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    background: #fff;
    flex-direction: column;
    justify-content: flex-start;
    align-items: center;
    gap: 12px;
    z-index: 999;
    padding: 82px 22px 28px;
    overflow-y: auto;
  }
  .nav-menu.open { display: flex; }
  .hamburger { display: flex; }
  .hamburger.active {
    position: fixed;
    top: 14px;
    right: max(18px, calc((100vw - 1180px) / 2));
  }
  .hamburger.active span:nth-child(1) { transform: translateY(8.5px) rotate(45deg); }
  .hamburger.active span:nth-child(2) { opacity: 0; }
  .hamburger.active span:nth-child(3) { transform: translateY(-8.5px) rotate(-45deg); }
  .nav-menu .nav-item,
  .nav-menu .nav-cta,
  .nav-menu .nav-link,
  .nav-menu .btn {
    width: 100%;
    max-width: 340px;
    justify-content: center;
  }
  .nav-menu .dropdown {
    position: static;
    width: min(100%, 340px);
    min-width: 0;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: 1px solid var(--border);
    margin: 8px auto 0;
    padding: 8px;
  }
  .nav-menu .mega-dropdown {
    display: grid;
    grid-template-columns: 1fr;
    transform: none;
  }
  .nav-menu .dropdown a {
    justify-content: center;
    padding: 10px 12px;
    font-size: 0.88rem;
  }
  .nav-menu .mega-link {
    justify-content: flex-start;
    text-align: left;
  }
  .nav-menu .mega-link small {
    display: none;
  }
  .nav-cta { margin-left: 0; }

  /* Categories bar : 2 par ligne sur mobile pour confort de lecture */
  .categories-bar-wrapper { margin-top: 20px; }
  .home-hero + .categories-bar-wrapper { margin-top: -16px; }
  .home-hero .hero-content {
    padding-top: 34px;
  }
  .home-hero h1 {
    font-size: clamp(1.9rem, 9vw, 2.7rem);
  }
  .home-hero .hero-lead {
    font-size: 0.95rem;
    line-height: 1.58;
  }
  .home-hero .hero-blurb-item {
    max-width: 360px;
    text-align: left;
  }
  .home-hero .hero-proof-row {
    grid-template-columns: 1fr;
    gap: 8px;
    width: min(100%, 360px);
  }
  .home-hero .hero-proof-row div {
    text-align: left;
    display: grid;
    grid-template-columns: 74px 1fr;
    align-items: center;
    gap: 10px;
    padding: 9px 12px;
  }
  .home-hero .hero-proof-row strong {
    margin-bottom: 0;
    font-size: 1.05rem;
  }
  .home-hero .hero-visual-frame {
    min-height: 405px;
  }
  .home-hero .hero-main-photo.hero-conseillere-photo {
    width: min(108vw, 520px);
    max-height: 455px;
  }
  .categories-bar-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }
  .mel-cat-card {
    padding: 16px 8px 12px;
  }
  .mel-cat-icon { width: 44px; height: 36px; margin-bottom: 8px; }
  .mel-cat-name { font-size: 0.76rem; margin-bottom: 8px; }
  .mel-cat-link { font-size: 0.72rem; }
  .mel-arrow { width: 20px; height: 20px; font-size: 0.75rem; }

  .photo-products-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .sticky-cta-mobile { display: flex; }
  .floating-quote-cta { display: none; }
  body { padding-bottom: 75px; }
  .promo-notification {
    right: 14px;
    bottom: 88px;
    grid-template-columns: 90px 1fr;
    gap: 11px;
    padding: 10px;
    border-radius: 16px;
  }
  .promo-media {
    min-height: 104px;
  }
  .promo-media img {
    height: 104px;
  }
  .promo-media::before {
    font-size: 1.55rem;
  }
  .promo-copy strong {
    font-size: 0.94rem;
  }
  .promo-copy p {
    font-size: 0.76rem;
  }
}

/* ==========================================
   ICÔNES PROFESSIONNELLES — BÉNÉFICES & VALEURS
   ========================================== */
.benefit-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  padding: 32px 26px;
  border-radius: 20px;
  transition: transform 0.35s ease, background 0.35s ease, border-color 0.35s ease, box-shadow 0.35s ease;
  display: flex;
  flex-direction: column;
}
.benefit-card:hover {
  transform: translateY(-6px);
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(41, 196, 169, 0.4);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.25);
}
.benefit-icon-badge {
  width: 58px;
  height: 58px;
  border-radius: 16px;
  background: rgba(41, 196, 169, 0.15);
  border: 1px solid rgba(41, 196, 169, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--teal);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.12);
  transition: transform 0.3s ease, background 0.3s ease, color 0.3s ease;
  flex-shrink: 0;
}
.benefit-card:hover .benefit-icon-badge {
  transform: scale(1.08);
  background: var(--teal);
  color: #fff;
  box-shadow: 0 10px 25px rgba(41, 196, 169, 0.4);
}
.benefit-card h3 {
  color: #fff;
  font-size: 1.15rem;
  margin-bottom: 10px;
  font-family: var(--font-title);
  font-weight: 800;
}
.benefit-card p {
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.93rem;
  line-height: 1.6;
  margin: 0;
}

/* ==========================================
   HERO PRODUIT SANS PHOTO — SIMULATEUR EXPRESS INTERACTIF
   ========================================== */
.hero-product-widget {
  background: #ffffff;
  border-radius: 24px;
  box-shadow: 0 25px 60px rgba(10, 15, 60, 0.35);
  border: 1px solid rgba(255, 255, 255, 0.9);
  padding: 27px 26px;
  color: var(--navy);
  position: relative;
  overflow: hidden;
  max-width: 460px;
  width: 100%;
  margin-left: auto;
}
.hero-product-widget::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--orange-bright), var(--orange), var(--teal));
}
.widget-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--border-light);
}
.widget-header-title {
  display: flex;
  align-items: center;
  gap: 12px;
}
.widget-header-title .widget-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(93, 87, 223, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
}
.widget-header-title .widget-icon img {
  width: 28px;
  height: 28px;
  object-fit: contain;
}
.widget-header-title h3 {
  font-size: 1.15rem;
  color: var(--navy);
  margin: 0;
  font-weight: 800;
  font-family: var(--font-title);
}
.widget-badge-rate {
  background: rgba(41, 196, 169, 0.14);
  color: #0E8570;
  font-weight: 800;
  font-size: 0.8rem;
  padding: 6px 13px;
  border-radius: var(--radius-pill);
  letter-spacing: 0.4px;
  font-family: var(--font-title);
}
.widget-options-group {
  margin-bottom: 18px;
}
.widget-group-label {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 8px;
  display: block;
}
.widget-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.widget-pill {
  padding: 8px 14px;
  border-radius: 10px;
  background: #F4F6FC;
  border: 1px solid #E1E5F2;
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
  transition: all 0.25s ease;
  display: flex;
  align-items: center;
  gap: 6px;
  text-decoration: none;
}
.widget-pill.active, .widget-pill:hover {
  background: var(--indigo);
  color: #fff;
  border-color: var(--indigo);
}
.widget-perks-list {
  list-style: none;
  padding: 0;
  margin: 0 0 18px 0;
  display: flex;
  flex-direction: column;
  gap: 9px;
}
.widget-perks-list li {
  font-size: 0.88rem;
  color: #2F3350;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 10px;
}
.widget-perks-list li .check-circle {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #D5F5EE;
  color: #0D8B74;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.72rem;
  font-weight: 900;
  flex-shrink: 0;
}
.widget-cta-btn {
  display: block;
  width: 100%;
  background: linear-gradient(135deg, var(--orange-bright) 0%, var(--orange) 100%);
  color: #fff;
  font-family: var(--font-title);
  font-weight: 800;
  font-size: 0.96rem;
  text-align: center;
  padding: 13px 20px;
  border-radius: var(--radius-pill);
  box-shadow: 0 8px 20px rgba(255, 160, 22, 0.4);
  text-decoration: none;
  transition: all 0.3s ease;
}
.widget-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(255, 160, 22, 0.5);
  color: #fff;
}
.widget-trust-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 14px;
  font-size: 0.76rem;
  color: var(--text-muted);
}
.widget-trust-footer span {
  display: flex;
  align-items: center;
  gap: 4px;
}

/* ==========================================
   PAGE DEVIS — PARCOURS STRUCTURÉ
   ========================================== */
.devis-hero {
  background: var(--navy-gradient);
  color: #fff;
  padding: 46px 0 60px;
  position: relative;
  overflow: hidden;
}
.devis-hero .breadcrumb {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.88rem;
  margin-bottom: 22px;
}
.devis-hero .breadcrumb a:hover { color: var(--orange-bright); }
.devis-hero h1 { color: #fff; margin-bottom: 16px; }
.devis-hero p {
  color: rgba(255, 255, 255, 0.82);
  font-size: 1.08rem;
  max-width: 680px;
}
.devis-hero .tag-label {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.2);
}
.devis-hero-slider {
  position: relative;
}
.devis-hero-track {
  position: relative;
  min-height: 285px;
}
.devis-hero-slide {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 330px;
  gap: 36px;
  align-items: stretch;
  position: absolute;
  inset: 0;
  opacity: 0;
  visibility: hidden;
  transform: translateX(28px);
  transition: opacity 0.55s ease, transform 0.55s ease, visibility 0.55s ease;
  pointer-events: none;
}
.devis-hero-slide.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
  pointer-events: auto;
  position: relative;
}
.devis-hero-content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
}
.devis-hero-content h2 {
  color: #fff;
  font-size: clamp(1.85rem, 3.8vw, 3.05rem);
  font-weight: 800;
  margin-bottom: 16px;
}
.devis-hero-content .btn {
  margin-top: 22px;
}
.devis-hero-panel {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 18px;
  padding: 20px;
  backdrop-filter: blur(10px);
  display: grid;
  gap: 14px;
}
.devis-hero-panel div {
  background: rgba(255, 255, 255, 0.08);
  border-radius: 12px;
  padding: 14px 16px;
}
.devis-hero-panel strong {
  display: block;
  color: #fff;
  font-family: var(--font-title);
  font-size: 1.35rem;
  line-height: 1.1;
  margin-bottom: 4px;
}
.devis-hero-panel span {
  color: rgba(255, 255, 255, 0.74);
  font-size: 0.88rem;
}
.devis-hero-controls {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-top: 22px;
}
.hero-arrow {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.13);
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.22);
  font-size: 1.1rem;
  transition: var(--transition);
}
.hero-arrow:hover {
  background: #fff;
  color: var(--navy);
  transform: translateY(-2px);
}
.hero-dots {
  display: flex;
  align-items: center;
  gap: 9px;
}
.hero-dots button {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.35);
  transition: var(--transition);
}
.hero-dots button.active {
  width: 34px;
  border-radius: var(--radius-pill);
  background: var(--orange-bright);
}

.form-section {
  background: linear-gradient(180deg, #F8F9FD 0%, #FFFFFF 100%);
  padding: 58px 0 46px;
}
.quote-layout {
  display: grid;
  grid-template-columns: 330px minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}
.quote-sidebar {
  position: sticky;
  top: 118px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 25px;
  box-shadow: var(--shadow-sm);
}
.quote-eyebrow {
  display: inline-flex;
  align-items: center;
  color: var(--teal-dark);
  background: var(--teal-light);
  border-radius: var(--radius-pill);
  padding: 5px 12px;
  font-family: var(--font-title);
  font-weight: 800;
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 12px;
}
.quote-sidebar h2 {
  color: var(--navy);
  font-size: clamp(1.55rem, 2.2vw, 2rem);
  margin-bottom: 12px;
}
.quote-sidebar > p {
  color: var(--text-muted);
  font-size: 0.96rem;
  margin-bottom: 20px;
}
.quote-process-list {
  display: grid;
  gap: 15px;
  margin-bottom: 20px;
}
.quote-process-item {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 14px;
  align-items: start;
}
.quote-process-item > span {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: var(--navy);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-title);
  font-weight: 900;
}
.quote-process-item:nth-child(2) > span { background: var(--orange); }
.quote-process-item:nth-child(3) > span { background: var(--teal); }
.quote-process-item strong {
  display: block;
  color: var(--navy);
  font-family: var(--font-title);
  font-size: 1rem;
  line-height: 1.25;
  margin-bottom: 3px;
}
.quote-process-item p {
  color: var(--text-muted);
  font-size: 0.87rem;
  line-height: 1.55;
  margin: 0;
}
.quote-trust-card {
  background: #F7F9FE;
  border: 1px solid var(--border-light);
  border-radius: 14px;
  padding: 18px;
}
.quote-trust-card strong {
  display: block;
  color: var(--navy);
  font-family: var(--font-title);
  font-size: 0.98rem;
  margin-bottom: 4px;
}
.quote-trust-card p {
  color: var(--text-muted);
  font-size: 0.86rem;
  line-height: 1.55;
  margin: 0;
}

.form-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  box-shadow: var(--shadow-md);
  overflow: hidden;
}
.quote-form-card { min-width: 0; }
.form-card-header {
  padding: 25px 30px 20px;
  border-bottom: 1px solid var(--border-light);
}
.form-card-header h2 {
  color: var(--navy);
  margin-bottom: 6px;
}
.form-card-header p {
  color: var(--text-muted);
  font-size: 0.95rem;
  max-width: 700px;
}
.form-progress-wrap {
  padding: 20px 30px 0;
}
.form-steps-indicator {
  display: grid;
  grid-template-columns: auto 1fr auto 1fr auto;
  align-items: start;
  gap: 12px;
}
.form-step-dot {
  display: grid;
  justify-items: center;
  gap: 8px;
  min-width: 72px;
}
.dot-circle {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 2px solid var(--border);
  background: #fff;
  color: var(--text-muted);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-title);
  font-weight: 900;
  transition: var(--transition);
}
.dot-circle.active {
  background: var(--orange);
  color: #fff;
  border-color: var(--orange);
  box-shadow: 0 8px 20px rgba(255, 160, 22, 0.28);
}
.dot-circle.done {
  background: var(--teal);
  color: #fff;
  border-color: var(--teal);
}
.dot-line {
  height: 2px;
  background: var(--border);
  margin-top: 19px;
  transition: var(--transition);
}
.dot-line.active { background: var(--teal); }
.form-step-dot span {
  color: var(--text-muted);
  font-family: var(--font-title);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.6px;
}
.form-body {
  padding: 27px 30px 30px;
}
.step-heading {
  margin-bottom: 20px;
}
.step-heading span {
  display: inline-block;
  color: var(--orange-dark);
  font-family: var(--font-title);
  font-size: 0.82rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 4px;
}
.step-heading h3 {
  color: var(--navy);
  margin-bottom: 6px;
}
.step-heading p {
  color: var(--text-muted);
  font-size: 0.92rem;
  line-height: 1.6;
}
.form-subsection-title {
  color: var(--navy);
  font-family: var(--font-title);
  font-size: 0.9rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.7px;
  margin: 20px 0 14px;
  padding-top: 18px;
  border-top: 1px solid var(--border-light);
}
.step-heading + .form-subsection-title {
  margin-top: 0;
  padding-top: 0;
  border-top: 0;
}
.product-detail-panels {
  margin-top: 6px;
}
.product-form-panel {
  display: none;
  background: #FBFCFF;
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 18px 18px 2px;
  margin: 7px 0 20px;
}
.product-form-panel.active {
  display: block;
}
.product-form-panel .form-subsection-title {
  margin-top: 0;
  padding-top: 0;
  border-top: 0;
  color: var(--indigo);
}
.insurance-type-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-bottom: 22px;
}
.insurance-type-btn {
  border: 1.5px solid var(--border);
  border-radius: 14px;
  background: #fff;
  padding: 13px 12px;
  min-height: 80px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  gap: 8px;
  color: var(--navy);
  font-family: var(--font-title);
  font-weight: 800;
  line-height: 1.25;
  cursor: pointer;
  transition: var(--transition);
}
.insurance-type-btn:hover {
  border-color: rgba(65, 64, 154, 0.35);
  box-shadow: var(--shadow-xs);
  transform: translateY(-2px);
}
.insurance-type-btn.selected {
  background: #F7F6FF;
  border-color: var(--indigo);
  box-shadow: 0 10px 24px rgba(65, 64, 154, 0.12);
}
.type-icon {
  font-size: 1.35rem;
  line-height: 1;
}
.form-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 15px;
}
.form-group {
  margin-bottom: 16px;
}
.form-group label {
  display: block;
  color: var(--navy);
  font-family: var(--font-title);
  font-weight: 800;
  font-size: 0.92rem;
  margin-bottom: 8px;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  border: 1.5px solid var(--border);
  border-radius: 12px;
  background: #fff;
  color: var(--text-dark);
  font-size: 0.96rem;
  padding: 11px 12px;
  outline: none;
  transition: var(--transition);
}
.form-group textarea { resize: vertical; min-height: 104px; }
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--indigo);
  box-shadow: 0 0 0 4px rgba(65, 64, 154, 0.1);
}
.form-group input.field-invalid,
.form-group select.field-invalid,
.form-group textarea.field-invalid {
  border-color: #D92D20;
  background: #FFF7F6;
}
.form-group input.field-invalid:focus,
.form-group select.field-invalid:focus,
.form-group textarea.field-invalid:focus {
  box-shadow: 0 0 0 4px rgba(217, 45, 32, 0.12);
}
.field-error,
.form-step-error {
  color: #B42318;
  font-size: 0.82rem;
  line-height: 1.35;
}
.field-error {
  margin-top: 6px;
}
.form-step-error {
  background: #FFF1F0;
  border: 1px solid rgba(217, 45, 32, 0.24);
  border-radius: 12px;
  padding: 11px 13px;
  margin-bottom: 18px;
  font-weight: 700;
}
.consent-row {
  display: grid;
  grid-template-columns: 18px 1fr;
  gap: 12px;
  align-items: start;
  color: var(--text-muted);
  font-size: 0.84rem;
}
.consent-row input {
  width: 18px;
  height: 18px;
  margin-top: 3px;
  accent-color: var(--indigo);
}
.consent-row label {
  color: inherit;
  font-family: var(--font-body);
  font-weight: 400;
  line-height: 1.6;
  margin: 0;
}
.form-nav {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  align-items: center;
  margin-top: 12px;
  flex-wrap: wrap;
}
.form-nav-end { justify-content: flex-end; }
.quote-submit-btn {
  padding: 14px 30px;
  font-size: 1.02rem;
}
.form-success {
  display: none;
  padding: 52px 34px;
  text-align: center;
}
.success-icon {
  width: 66px;
  height: 66px;
  background: var(--teal-light);
  color: var(--teal);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.4rem;
  font-weight: 900;
  margin: 0 auto 22px;
}
.form-success h3 {
  color: var(--navy);
  font-size: 1.7rem;
  margin-bottom: 12px;
}
.form-success p {
  max-width: 540px;
  margin: 0 auto 24px;
  color: var(--text-body);
  font-size: 1rem;
}
.quote-reassurance {
  max-width: 960px;
  margin: 24px auto 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.quote-reassurance div {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 15px 16px;
  text-align: center;
  color: var(--navy);
  font-family: var(--font-title);
  font-size: 0.9rem;
  font-weight: 800;
  box-shadow: var(--shadow-xs);
}
.quote-reassurance span {
  display: inline-block;
  margin-right: 6px;
}

@media (max-width: 992px) {
  .devis-hero-slide,
  .quote-layout {
    grid-template-columns: 1fr;
  }
  .devis-hero-track {
    min-height: 520px;
  }
  .devis-hero-panel {
    grid-template-columns: repeat(3, 1fr);
  }
  .quote-sidebar {
    position: static;
  }
}

@media (max-width: 768px) {
  .devis-hero {
    padding: 34px 0 48px;
  }
  .devis-hero .breadcrumb {
    margin-bottom: 20px;
    font-size: 0.82rem;
    flex-wrap: wrap;
  }
  .devis-hero-panel {
    grid-template-columns: 1fr;
    padding: 18px;
  }
  .devis-hero-track {
    min-height: 640px;
  }
  .devis-hero-slide {
    gap: 26px;
  }
  .devis-hero-content h2 {
    font-size: clamp(2rem, 4.2vw, 3.4rem);
  }
  .devis-hero-controls {
    justify-content: center;
    margin-top: 22px;
  }
  .hero-arrow {
    width: 38px;
    height: 38px;
  }
  .form-section {
    padding: 40px 0 44px;
  }
  .quote-sidebar,
  .form-card-header,
  .form-body {
    padding: 22px;
  }
  .form-progress-wrap {
    padding: 22px 20px 0;
  }
  .form-step-dot {
    min-width: 54px;
  }
  .dot-circle {
    width: 34px;
    height: 34px;
  }
  .dot-line {
    margin-top: 17px;
  }
  .form-step-dot span {
    font-size: 0.68rem;
  }
  .insurance-type-grid,
  .form-row,
  .quote-reassurance {
    grid-template-columns: 1fr;
  }
  .insurance-type-btn {
    min-height: auto;
    flex-direction: row;
    align-items: center;
  }
  .form-nav,
  .form-nav-end {
    justify-content: stretch;
  }
  .form-nav .btn {
    width: 100%;
  }
  .quote-submit-btn {
    padding: 13px 18px;
    font-size: 0.96rem;
  }
  .form-success {
    padding: 38px 22px;
  }
  .quote-reassurance div {
    text-align: left;
  }
}

@media (max-width: 480px) {
  .container { width: min(100% - 28px, var(--container)); }
  .home-hero .hero-main-photo.hero-conseillere-photo {
    width: min(114vw, 460px);
    max-height: 405px;
  }
  .home-hero .hero-visual-frame {
    min-height: 360px;
  }
  .categories-bar-grid {
    grid-template-columns: 1fr;
  }
  .form-card-header,
  .form-body,
  .quote-sidebar {
    padding: 19px;
  }
  .form-progress-wrap {
    padding: 18px 14px 0;
  }
  .form-step-dot span {
    display: none;
  }
  .insurance-type-btn {
    padding: 13px 14px;
  }
  .sticky-cta-mobile {
    padding: 10px 12px;
  }
  .sticky-cta-mobile .btn {
    font-size: 0.82rem;
    padding: 11px 9px;
  }
  .promo-notification {
    grid-template-columns: 1fr;
    width: calc(100vw - 24px);
  }
  .promo-media {
    min-height: 92px;
  }
  .promo-media img {
    height: 92px;
  }
  .promo-copy {
    padding-right: 22px;
  }
}

/* ==========================================
   ACCORDÉON ANIMÉ — PAGE D'ACCUEIL (section #assurances)
   ========================================== */
.accordion-cards {
  display: flex;
  flex-direction: column;
  gap: 12px;
  max-width: 820px;
  margin: 0 auto;
}

/* Carte accordéon */
.acc-card {
  background: #fff;
  border-radius: 16px;
  border: 1.5px solid var(--border);
  box-shadow: 0 3px 14px rgba(18,19,65,0.06);
  overflow: hidden;
  transition: box-shadow 0.3s ease, border-color 0.3s ease;
}
.acc-card:hover {
  box-shadow: 0 8px 28px rgba(18,19,65,0.11);
  border-color: rgba(65,64,154,0.22);
}
.acc-card.is-open {
  border-color: var(--indigo);
  box-shadow: 0 10px 36px rgba(18,19,65,0.13);
}

/* En-tête cliquable */
.acc-header {
  width: 100%;
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  transition: background 0.2s ease;
}
.acc-header:hover { background: rgba(18,19,65,0.025); }
.acc-card.is-open .acc-header { background: rgba(65,64,154,0.04); }

/* Miniature ronde */
.acc-thumb-wrap {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 12px;
  overflow: hidden;
  border: 2px solid var(--border);
  transition: border-color 0.3s ease, transform 0.3s ease;
}
.acc-card.is-open .acc-thumb-wrap {
  border-color: var(--indigo);
  transform: scale(1.06);
}
.acc-thumb {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Infos texte dans l'en-tête */
.acc-header-info {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 3px;
  min-width: 0;
}
.acc-badge {
  font-size: 0.72rem;
  font-family: var(--font-title);
  font-weight: 700;
  letter-spacing: 0.5px;
  color: var(--indigo);
  background: rgba(65,64,154,0.08);
  padding: 2px 10px;
  border-radius: 20px;
  display: inline-block;
  width: fit-content;
}
.acc-title {
  font-family: var(--font-title);
  font-weight: 800;
  font-size: 1.05rem;
  color: var(--navy);
  line-height: 1.25;
  transition: color 0.2s ease;
}
.acc-card.is-open .acc-title,
.acc-header:hover .acc-title { color: var(--indigo); }

.acc-subtitle {
  font-size: 0.82rem;
  color: var(--text-muted);
  font-family: var(--font-body);
}

/* Flèche rotative */
.acc-arrow {
  flex-shrink: 0;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: rgba(18,19,65,0.05);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  transition: background 0.25s ease, transform 0.35s cubic-bezier(0.4,0,0.2,1), color 0.25s ease;
}
.acc-card.is-open .acc-arrow {
  transform: rotate(180deg);
  background: var(--indigo);
  color: #fff;
}

/* Corps déroulant — hauteur animée via JS */
.acc-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.48s cubic-bezier(0.4,0,0.2,1);
}

/* Contenu intérieur */
.acc-body-inner {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 24px;
  padding: 0 22px 24px;
  animation: accFadeIn 0.35s ease both;
}
@keyframes accFadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* Colonne photo */
.acc-photo-col {
  position: relative;
  border-radius: 12px;
  overflow: hidden;
  height: 200px;
  flex-shrink: 0;
}
.acc-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.5s ease;
}
.acc-card.is-open .acc-photo { transform: scale(1.03); }

.acc-saving {
  position: absolute;
  bottom: 10px;
  right: 10px;
  font-size: 0.72rem;
}

/* Colonne contenu */
.acc-content-col {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 12px;
}
.acc-content-col p {
  font-size: 0.92rem;
  color: var(--text-body);
  line-height: 1.65;
  margin: 0;
}

/* Séparateur entre cards */
.accordion-cards .acc-card + .acc-card {
  position: relative;
}

/* Responsive accordéon */
@media (max-width: 720px) {
  .acc-body-inner {
    grid-template-columns: 1fr;
  }
  .acc-photo-col { height: 170px; }
  .accordion-cards { max-width: 100%; }
  .acc-title { font-size: 0.95rem; }
}

/* ==============================================================
   🌟 MOBILE OPTIMIZATIONS (PREMIUM FEEL)
   ============================================================== */
@media (max-width: 768px) {
  /* Espacements plus aérés */
  .section { padding: 40px 0; }
  .container { width: 100%; padding: 0 20px; }
  
  /* Typographie fluide (lisibilité maximale) */
  h1 { font-size: clamp(2rem, 8vw, 2.6rem); line-height: 1.2; }
  h2 { font-size: clamp(1.6rem, 6vw, 2.1rem); margin-bottom: 20px; }
  h3 { font-size: 1.3rem; }
  p { font-size: 1rem; line-height: 1.6; }

  /* Photo Cards - App-like look */
  .photo-product-card {
    border-radius: 16px;
    box-shadow: 0 6px 24px rgba(0,0,0,0.08);
    margin-bottom: 20px;
    display: flex;
    flex-direction: column;
  }
  .card-media-wrapper {
    height: 220px; /* Plus immersif sur mobile */
  }
  .card-content-body {
    padding: 24px 20px;
  }
  .card-features-list li {
    font-size: 0.95rem;
    margin-bottom: 12px;
  }
  
  /* Boutons - Touch Targets parfaits (Standards Apple/Google) */
  .btn, .btn-primary {
    min-height: 54px;
    display: flex;
    justify-content: center;
    align-items: center;
    font-size: 1.05rem;
    border-radius: 12px;
    font-weight: 700;
  }
  
  /* Grilles 100% pleine largeur */
  .photo-products-grid, .editorial-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  /* Formulaires Optmisés Mobile */
  .form-card {
    border-radius: 16px;
    margin-top: 20px;
  }
  .form-body {
    padding: 24px 16px;
  }
  .form-control, .form-select {
    min-height: 52px;
    font-size: 16px; /* 16px strict empêche l'iPhone de zoomer automatiquement */
    border-radius: 10px;
    padding: 10px 16px;
  }
  
  /* Footer compact, aligné et moderne */
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 35px;
    text-align: center;
  }
  .footer-brand, .footer-contact {
    display: flex;
    flex-direction: column;
    align-items: center;
  }
  .footer-brand p {
    max-width: 280px;
  }
}

@media (max-width: 480px) {
  /* Ajustements ultra-fins pour les petits téléphones (iPhone SE, etc) */
  .hero-content { padding-top: 15px; }
  .card-media-wrapper { height: 190px; }
  
  /* Boutons catégories : 2 colonnes pour éviter un scroll infini */
  .categories-bar-grid {
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }
  .mel-cat-card {
    padding: 16px 10px;
    min-height: 100px;
    border-radius: 14px;
  }
  .mel-cat-icon {
    width: 38px;
    height: 38px;
  }
}

/* ==============================================================
   🚀 REPRODUCTION EXACTE DU DESIGN MOBILE DEMANDÉ
   ============================================================== */
@media (max-width: 768px) {
  /* 1. Rallonger le Hero pour laisser la place aux cartes de chevaucher */
  .home-hero {
    padding-bottom: 160px !important; /* Laisse de la place sous la vague/photo */
    position: relative;
  }
  
  /* 2. Chevauchement massif des catégories sur le Hero */
  .categories-bar-wrapper {
    margin-top: -140px !important; /* Fait remonter les cartes sur le violet */
    position: relative;
    z-index: 20;
    padding: 0 15px;
  }
  .home-hero + .categories-bar-wrapper {
    margin-top: -140px !important;
  }

  /* 3. Grille des catégories (2 par ligne, centrée) */
  .categories-bar-grid {
    display: grid !important;
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 15px !important;
    justify-items: center;
  }
  
  /* Centrer le 7ème ou dernier élément tout seul sur sa ligne */
  .categories-bar-grid > a:last-child:nth-child(odd) {
    grid-column: 1 / -1;
    width: 50%; /* Pour qu'il ait la même taille que les autres */
  }

  /* 4. Le Design des petites cartes carrées (identique à la photo) */
  .mel-cat-card {
    background: #ffffff !important;
    border-radius: 16px !important;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08) !important;
    width: 100%;
    padding: 20px 10px 15px !important;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    transition: transform 0.3s;
    min-height: 120px !important;
  }

  .mel-cat-icon {
    width: 45px !important;
    height: 45px !important;
    margin: 0 auto 10px !important;
    display: flex;
    align-items: center;
    justify-content: center;
  }
  .mel-cat-icon img {
    max-width: 100%;
    max-height: 100%;
  }

  .mel-cat-name {
    font-size: 0.85rem !important;
    font-weight: 800 !important;
    color: var(--navy) !important;
    margin-bottom: 12px !important;
    text-transform: uppercase;
  }

  /* Le petit bouton "Découvrir >" style badge */
  .mel-cat-link {
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem !important;
    color: var(--blue) !important;
    font-weight: 700 !important;
    background: transparent !important;
    padding: 4px 10px !important;
  }
  .mel-arrow {
    background-color: var(--blue);
    color: white;
    border-radius: 4px;
    width: 16px;
    height: 16px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-left: 6px;
    font-size: 10px;
  }

  /* 5. Ajustements Hero pour ressembler à la maquette */
  .home-hero h1 {
    font-size: clamp(2.2rem, 9vw, 2.8rem) !important;
    text-align: left !important;
    line-height: 1.1 !important;
    margin-bottom: 25px !important;
  }
  .home-hero .hero-lead {
    text-align: left !important;
    font-size: 1rem !important;
    margin-bottom: 25px !important;
  }
  .home-hero .hero-btns {
    justify-content: flex-start !important;
  }
  
  /* Cacher la rangée de preuves si ça gêne le nouveau layout, ou l'aligner */
  .home-hero .hero-proof-row {
    text-align: left !important;
    align-items: flex-start !important;
  }
  
  /* L'image de la conseillère doit s'intégrer derrière ou au-dessus de la vague */
  .home-hero .hero-main-photo.hero-conseillere-photo {
    margin: 0 auto -20px !important; 
    width: min(100vw, 400px) !important;
  }
}

/* Fix sur très petits écrans */
@media (max-width: 380px) {
  .categories-bar-grid > a:last-child:nth-child(odd) {
    width: 70%;
  }
}

/* ==============================================================
   DESKTOP DEFAULT: HIDE MOBILE-ONLY SECTIONS
   ============================================================== */
.mobile-phone-btn,
.nav-mobile-right,
.hero-title-mobile-only,
.section-engagements-mobile,
.section-accessible-mobile,
.section-social-proof-mobile {
  display: none;
}
.hero-title-desktop-only {
  display: block;
}
.hero-visual-picture {
  display: flex;
  align-items: flex-end;
  justify-content: flex-end;
  width: 100%;
  height: 100%;
}

/* ==============================================================
   🎯 REPRODUCTION PARFAITE ET ÉPURÉE DU DESIGN MOBILE (MAQUETTE)
   ============================================================== */
@media (max-width: 768px) {
  /* 0. AFFICHER LES SECTIONS DE LA MAQUETTE & MASQUER LE TROP-PLEIN */
  .nav-mobile-right {
    display: flex !important;
    align-items: center !important;
    gap: 10px !important;
    margin-left: auto !important;
  }
  .mobile-phone-btn {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: 38px !important;
    height: 38px !important;
    background: #24185C !important;
    color: #ffffff !important;
    border-radius: 50% !important;
    margin: 0 !important;
    flex-shrink: 0 !important;
    text-decoration: none !important;
    box-shadow: 0 3px 8px rgba(36, 24, 92, 0.25) !important;
    transition: transform 0.2s ease, background 0.2s ease !important;
  }
  .mobile-phone-btn:hover,
  .mobile-phone-btn:active {
    background: #FF8A00 !important;
    transform: scale(1.05) !important;
  }
  .hamburger {
    display: flex !important;
    margin: 0 !important;
  }
  .navbar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 10px 16px;
  }
  
  /* MASQUER UNIQUEMENT LES ÉLÉMENTS OBSOLÈTES / DOUBLONS */
  .hero-proof-row,
  .hero-btn-secondary-desktop,
  .promo-notification {
    display: none !important;
  }

  /* 1. HERO VIOLET ULTRA CLEAN (FAÇON MÉLÉÏNE) */
  .home-hero {
    background: #24185C !important;
    padding: 16px 0 145px !important;
    position: relative !important;
    overflow: hidden !important;
  }
  .home-hero .hero-grid {
    display: flex !important;
    flex-direction: column !important;
    position: relative !important;
    min-height: 290px !important;
  }
  .home-hero .hero-content {
    text-align: left !important;
    padding: 6px 0 0 0 !important;
    margin-left: 0 !important;
    margin-right: auto !important;
    width: 53% !important;
    max-width: 53% !important;
    z-index: 5 !important;
    position: relative !important;
    box-sizing: border-box !important;
  }
  .home-hero .hero-tag {
    display: none !important; /* Moins d'info */
  }
  .hero-title-desktop-only {
    display: none !important;
  }
  .hero-title-mobile-only {
    display: block !important;
  }
  .hero-brand-top {
    display: block !important;
    font-size: 0.72rem !important;
    font-weight: 800 !important;
    color: #FFAE35 !important;
    letter-spacing: 1px !important;
    text-transform: uppercase !important;
    margin-bottom: 5px !important;
  }
  .home-hero h1, .home-hero-title, .home-hero .hero-main-title {
    font-size: clamp(1.22rem, 5.2vw, 1.48rem) !important;
    color: #ffffff !important;
    font-weight: 800 !important;
    line-height: 1.18 !important;
    margin-bottom: 14px !important;
    text-align: left !important;
    max-width: 100% !important;
  }
  .home-hero .hero-lead {
    display: none !important; /* On épure au maximum comme la maquette */
  }
  
  /* Bouton Orange Hero en haut */
  .hero-btns-mobile-top {
    margin-bottom: 16px !important;
    display: flex !important;
    justify-content: flex-start !important;
  }
  .hero-btn-mobile, .hero-btn-orange {
    background: #FF8A00 !important;
    color: #ffffff !important;
    border: none !important;
    border-radius: 9999px !important;
    padding: 10px 22px !important;
    font-weight: 800 !important;
    font-size: 0.88rem !important;
    box-shadow: 0 4px 15px rgba(255, 138, 0, 0.45) !important;
    display: inline-block !important;
    width: fit-content !important;
    white-space: nowrap !important;
  }
  
  /* 3 puces avec checkmarks jaune/or */
  .hero-benefits {
    display: flex !important;
    flex-direction: column !important;
    gap: 9px !important;
    align-items: flex-start !important;
    margin-bottom: 12px !important;
    max-width: 100% !important;
  }
  .hero-blurb-item {
    display: flex !important;
    align-items: center !important;
    gap: 7px !important;
    color: #ffffff !important;
    font-size: 0.78rem !important;
    font-weight: 600 !important;
    line-height: 1.25 !important;
    text-align: left !important;
    max-width: 100% !important;
  }
  .hero-blurb-item .blurb-icon {
    background: #F59E0B !important;
    color: #ffffff !important;
    border-radius: 50% !important;
    width: 17px !important;
    height: 17px !important;
    min-width: 17px !important;
    font-size: 9px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-weight: 800 !important;
  }
  .hero-blurb-item span {
    font-size: 0.78rem !important;
    line-height: 1.25 !important;
  }

  /* Photo femme souriante positionnée à droite - NE TOUCHE PAS LE TEXTE */
  .home-hero .hero-visual-frame {
    position: absolute !important;
    right: -8px !important;
    left: auto !important;
    top: 6px !important;
    width: 47% !important;
    max-width: 190px !important;
    min-width: 140px !important;
    height: auto !important;
    min-height: auto !important;
    pointer-events: none !important;
    z-index: 2 !important;
    display: flex !important;
    align-items: flex-start !important;
    justify-content: flex-end !important;
  }
  .hero-floating-badge {
    display: none !important;
  }
  .hero-visual-picture {
    display: block !important;
    width: 100% !important;
  }
  .hero-conseillere-photo {
    width: 100% !important;
    max-width: 195px !important;
    height: auto !important;
    max-height: 380px !important;
    object-fit: contain !important;
    object-position: top right !important;
    display: block !important;
  }
  
  /* Vague de transition */
  .hero-wave-bottom {
    display: block !important;
    bottom: -1px !important;
  }
  .hero-wave-bottom svg path {
    fill: #ffffff !important;
  }

  /* 2. LES 7 CARTES QUI CHEVAUCHENT LE HERO (EXACT MAQUETTE) */
  .categories-bar-wrapper {
    margin-top: -130px !important;
    position: relative !important;
    z-index: 20 !important;
    padding: 0 16px !important;
  }
  .categories-bar-grid {
    display: grid !important;
    grid-template-columns: 1fr 1fr !important;
    gap: 14px !important;
  }
  .mel-cat-card-center {
    grid-column: 1 / -1 !important;
    width: 48% !important;
    justify-self: center !important;
  }
  .mel-cat-card {
    background: #ffffff !important;
    border-radius: 20px !important;
    box-shadow: 0 10px 25px rgba(36, 24, 92, 0.08) !important;
    border: 1px solid rgba(0,0,0,0.03) !important;
    padding: 22px 10px 16px !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    text-align: center !important;
    text-decoration: none !important;
    min-height: 125px !important;
  }
  .mel-cat-icon {
    width: 42px !important;
    height: 42px !important;
    margin: 0 auto 10px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
  }
  .mel-cat-icon img {
    max-width: 100% !important;
    max-height: 100% !important;
    object-fit: contain !important;
  }
  .mel-cat-icon-text {
    font-size: 1.1rem !important;
    font-weight: 800 !important;
    color: #24185C !important;
    background: #EEF2FF !important;
    border-radius: 10px !important;
    width: 42px !important;
    height: 42px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
  }
  .mel-cat-name {
    font-size: 0.85rem !important;
    font-weight: 800 !important;
    color: #24185C !important;
    margin-bottom: 12px !important;
    letter-spacing: 0.3px;
  }
  .mel-cat-link {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 0.75rem !important;
    color: #2855E5 !important;
    font-weight: 700 !important;
    border: 1.5px solid #2855E5 !important;
    border-radius: 9999px !important;
    padding: 3px 12px !important;
    background: #F8FAFC !important;
  }
  .mel-arrow {
    margin-left: 5px !important;
    font-size: 12px !important;
    color: #2855E5 !important;
    background: none !important;
  }

  /* 3. SECTION "NOS ENGAGEMENTS" (EXACT MAQUETTE) */
  .section-engagements-mobile {
    display: block !important;
    padding: 45px 16px 20px !important;
  }
  .engagements-title {
    color: #FF8A00 !important;
    font-size: 1.85rem !important;
    font-weight: 800 !important;
    text-align: center !important;
    margin-bottom: 30px !important;
  }
  .engagements-list {
    display: flex !important;
    flex-direction: column !important;
    gap: 22px !important;
  }
  .engagement-item {
    display: flex !important;
    align-items: center !important;
    gap: 16px !important;
  }
  .engagement-icon {
    width: 46px !important;
    height: 46px !important;
    min-width: 46px !important;
    border-radius: 50% !important;
    background: #00B4D8 !important;
    color: #ffffff !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    box-shadow: 0 4px 12px rgba(0, 180, 216, 0.3) !important;
  }
  .engagement-text {
    flex: 1 !important;
  }
  .engagement-text p {
    font-size: 0.96rem !important;
    font-weight: 700 !important;
    color: #1E1B4B !important;
    margin: 0 0 6px !important;
    line-height: 1.3 !important;
  }
  .engagement-line {
    display: block !important;
    width: 80px !important;
    height: 4px !important;
    background: #24185C !important;
    border-radius: 2px !important;
  }

  /* 4. SECTION "COMMENT ÇA MARCHE" STREAMLINED */
  #comment-ca-marche {
    padding: 40px 16px 20px !important;
  }
  #comment-ca-marche .section-header {
    text-align: center !important;
    margin-bottom: 25px !important;
  }
  #comment-ca-marche h2 {
    font-size: 1.6rem !important;
    color: #24185C !important;
    font-weight: 800 !important;
    line-height: 1.25 !important;
  }
  #comment-ca-marche .tag-label {
    display: none !important;
  }
  #comment-ca-marche .how-timeline {
    display: flex !important;
    flex-direction: column !important;
    gap: 14px !important;
  }
  #comment-ca-marche .how-visual-frame {
    margin-bottom: 20px !important;
  }
  #comment-ca-marche .editorial-overlay-box {
    display: none !important;
  }

  /* 5. SECTION "ACCESSIBLE POUR VOUS" (EXACT MAQUETTE) */
  .section-accessible-mobile {
    display: block !important;
    padding: 30px 16px 40px !important;
  }
  .accessible-title {
    font-size: 1.95rem !important;
    font-weight: 800 !important;
    color: #24185C !important;
    text-align: center !important;
    line-height: 1.2 !important;
    margin-bottom: 25px !important;
  }
  .accessible-circle-wrapper {
    display: flex !important;
    justify-content: center !important;
    margin-bottom: 20px !important;
  }
  .accessible-circle-img-wrap {
    width: 170px !important;
    height: 170px !important;
    border-radius: 50% !important;
    border: 3px dashed #00B4D8 !important;
    padding: 6px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
  }
  .accessible-circle-img {
    width: 100% !important;
    height: 100% !important;
    border-radius: 50% !important;
    object-fit: cover !important;
  }
  .accessible-intro {
    text-align: center !important;
    color: #475569 !important;
    font-size: 0.95rem !important;
    line-height: 1.5 !important;
    margin-bottom: 25px !important;
  }
  .accessible-cards-list {
    display: flex !important;
    flex-direction: column !important;
    gap: 14px !important;
    margin-bottom: 30px !important;
  }
  .accessible-step-card {
    background: #ffffff !important;
    border-radius: 18px !important;
    box-shadow: 0 6px 20px rgba(0,0,0,0.06) !important;
    padding: 16px 18px !important;
    display: flex !important;
    align-items: center !important;
    gap: 14px !important;
    position: relative !important;
    border: 1px solid rgba(0,0,0,0.04) !important;
  }
  .accessible-num {
    width: 38px !important;
    height: 38px !important;
    min-width: 38px !important;
    border-radius: 50% !important;
    background: #EEF2FF !important;
    color: #4F46E5 !important;
    font-weight: 800 !important;
    font-size: 1.1rem !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
  }
  .accessible-card-content h4 {
    font-size: 0.95rem !important;
    font-weight: 800 !important;
    color: #1E1B4B !important;
    margin: 0 0 3px !important;
  }
  .accessible-card-content p {
    font-size: 0.82rem !important;
    color: #64748B !important;
    margin: 0 !important;
    line-height: 1.35 !important;
  }
  .accessible-card-dot {
    position: absolute !important;
    top: 12px !important;
    right: 14px !important;
    width: 14px !important;
    height: 14px !important;
    border-radius: 50% !important;
    background: #6366F1 !important;
  }
  .accessible-btn-wrap {
    display: flex !important;
    justify-content: center !important;
  }
  .btn-accessible-cta {
    background: #FF8A00 !important;
    color: #ffffff !important;
    border-radius: 9999px !important;
    padding: 14px 34px !important;
    font-weight: 800 !important;
    font-size: 1.05rem !important;
    border: none !important;
    box-shadow: 0 4px 15px rgba(255, 138, 0, 0.4) !important;
    width: 100% !important;
    max-width: 320px !important;
    text-align: center !important;
  }

  /* 6. BANDEAU SOCIAL PROOF / AVIS EN BAS (EXACT MAQUETTE) */
  .section-social-proof-mobile {
    display: block !important;
    padding: 20px 16px 50px !important;
  }
  .avatars-row {
    display: flex !important;
    justify-content: center !important;
    align-items: center !important;
    margin-bottom: -18px !important;
    position: relative !important;
    z-index: 10 !important;
  }
  .avatar-img {
    width: 48px !important;
    height: 48px !important;
    border-radius: 50% !important;
    border: 3px solid #ffffff !important;
    object-fit: cover !important;
    margin-left: -12px !important;
    box-shadow: 0 4px 10px rgba(0,0,0,0.15) !important;
  }
  .avatar-img:first-child {
    margin-left: 0 !important;
  }
  .social-proof-purple-card {
    background: #24185C !important;
    border-radius: 24px !important;
    padding: 35px 20px 25px !important;
    text-align: center !important;
    color: #ffffff !important;
  }
  .proof-stars {
    color: #F59E0B !important;
    font-size: 1.3rem !important;
    margin-bottom: 10px !important;
  }
  .social-proof-purple-card h3 {
    color: #ffffff !important;
    font-size: 1.15rem !important;
    font-weight: 800 !important;
    margin-bottom: 10px !important;
  }
  .social-proof-purple-card p {
    font-size: 0.88rem !important;
    color: rgba(255,255,255,0.8) !important;
    line-height: 1.5 !important;
    margin-bottom: 15px !important;
  }
  .proof-badge {
    background: rgba(255,255,255,0.12) !important;
    border-radius: 9999px !important;
    padding: 5px 16px !important;
    display: inline-block !important;
    font-size: 0.78rem !important;
    font-weight: 700 !important;
    color: #00B4D8 !important;
  }

  /* 7. FOOTER ÉPURÉ */
  .site-footer {
    padding-top: 30px !important;
  }
  .footer-grid {
    grid-template-columns: 1fr !important;
    gap: 25px !important;
  }
  .footer-brand {
    text-align: center !important;
    align-items: center !important;
  }
  .footer-contact {
    align-items: center !important;
  }
}

/* ==============================================================
   RESPONSIVE IMPROVEMENTS: DÉCENNALE & LOI LEMOINE & CONTACT
   ============================================================== */
.pro-decennale-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 50px;
  align-items: center;
}
.pro-decennale-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
}
.pro-trades-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--text-dark);
}

.lemoine-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}
.lemoine-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-md);
  border: 2px solid var(--orange);
}
.lemoine-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
  gap: 12px;
}
.lemoine-row-highlight {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
  font-size: 1.15rem;
  gap: 12px;
}
.lemoine-price {
  white-space: nowrap !important;
  flex-shrink: 0 !important;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 50px;
  align-items: flex-start;
}

@media (max-width: 768px) {
  /* Décennale Bâtiment - Pleine largeur & lisibilité mobile */
  .pro-decennale-grid {
    grid-template-columns: 1fr !important;
    gap: 28px !important;
  }
  .pro-decennale-grid h2 {
    font-size: 1.55rem !important;
    line-height: 1.25 !important;
    margin-bottom: 14px !important;
  }
  .pro-decennale-grid p {
    font-size: 0.95rem !important;
    line-height: 1.55 !important;
  }
  .pro-decennale-grid ul {
    line-height: 1.65 !important;
    padding-left: 0 !important;
    list-style: none !important;
    margin-bottom: 22px !important;
  }
  .pro-decennale-grid ul li {
    font-size: 0.9rem !important;
    margin-bottom: 10px !important;
    display: flex !important;
    align-items: flex-start !important;
    gap: 8px !important;
  }
  .pro-decennale-grid .btn {
    width: 100% !important;
    text-align: center !important;
    justify-content: center !important;
  }
  .pro-decennale-card {
    padding: 24px 18px !important;
  }
  .pro-decennale-card h3 {
    font-size: 1.15rem !important;
    margin-bottom: 14px !important;
  }
  .pro-trades-grid {
    grid-template-columns: 1fr 1fr !important;
    gap: 10px 8px !important;
    font-size: 0.86rem !important;
  }

  /* Loi Lemoine - Pleine largeur & prix insécables sur mobile */
  .lemoine-grid {
    grid-template-columns: 1fr !important;
    gap: 26px !important;
  }
  .lemoine-grid h2 {
    font-size: 1.55rem !important;
    line-height: 1.25 !important;
    margin-bottom: 14px !important;
  }
  .lemoine-grid p {
    font-size: 0.95rem !important;
    line-height: 1.55 !important;
  }
  .lemoine-grid ul {
    line-height: 1.65 !important;
    padding-left: 0 !important;
    list-style: none !important;
  }
  .lemoine-grid ul li {
    font-size: 0.9rem !important;
    margin-bottom: 10px !important;
    display: flex !important;
    align-items: flex-start !important;
    gap: 8px !important;
  }
  .lemoine-card {
    padding: 22px 16px !important;
  }
  .lemoine-card h3 {
    font-size: 1.2rem !important;
  }
  .lemoine-row {
    padding: 10px 0 !important;
    font-size: 0.9rem !important;
  }
  .lemoine-row-highlight {
    padding: 14px 0 4px !important;
    font-size: 1rem !important;
  }
  .lemoine-price {
    font-size: 1.05rem !important;
    white-space: nowrap !important;
    flex-shrink: 0 !important;
  }
  .lemoine-price-huge {
    font-size: 1.35rem !important;
    white-space: nowrap !important;
    flex-shrink: 0 !important;
  }

  /* Contact */
  .contact-grid {
    grid-template-columns: 1fr !important;
    gap: 30px !important;
  }
}

@media (max-width: 480px) {
  .pro-trades-grid {
    grid-template-columns: 1fr !important;
    font-size: 0.85rem !important;
    gap: 8px !important;
  }
}

/* ==============================================================
   AMÉLIORATION MAJEURE CARTE "TOUS CORPS D'ÉTAT COUVERTS" (MOBILE/DESKTOP)
   ============================================================== */
.pro-decennale-card {
  background: #ffffff !important;
  border-radius: 20px !important;
  padding: 30px 24px !important;
  box-shadow: 0 16px 40px rgba(18, 55, 103, 0.08) !important;
  border: 1px solid rgba(225, 230, 245, 0.95) !important;
  position: relative !important;
  overflow: hidden !important;
}
.pro-decennale-card::before {
  content: '' !important;
  position: absolute !important;
  top: 0 !important; left: 0 !important; right: 0 !important;
  height: 4px !important;
  background: linear-gradient(90deg, var(--orange), #FFB74D, var(--teal)) !important;
}
.pro-card-header {
  margin-bottom: 18px !important;
}
.pro-card-badge {
  display: inline-block !important;
  background: rgba(255, 138, 0, 0.12) !important;
  color: #D97706 !important;
  font-size: 0.74rem !important;
  font-weight: 800 !important;
  text-transform: uppercase !important;
  letter-spacing: 0.8px !important;
  padding: 4px 10px !important;
  border-radius: 9999px !important;
  margin-bottom: 8px !important;
}
.pro-card-title {
  color: var(--navy) !important;
  font-size: 1.3rem !important;
  font-weight: 800 !important;
  margin: 0 0 6px !important;
  font-family: var(--font-title) !important;
}
.pro-card-subtitle {
  color: var(--text-muted) !important;
  font-size: 0.86rem !important;
  margin: 0 !important;
  line-height: 1.4 !important;
}
.pro-trades-grid {
  display: grid !important;
  grid-template-columns: repeat(2, 1fr) !important;
  gap: 10px !important;
  margin-bottom: 18px !important;
}
.pro-trade-chip {
  display: flex !important;
  align-items: center !important;
  gap: 10px !important;
  padding: 10px 12px !important;
  background: #F8FAFC !important;
  border: 1px solid #E2E8F0 !important;
  border-radius: 12px !important;
  transition: transform 0.2s ease, border-color 0.2s ease, background 0.2s ease !important;
}
.pro-trade-chip:hover {
  background: #FFF9F2 !important;
  border-color: var(--orange) !important;
  transform: translateY(-2px) !important;
}
.pro-trade-chip-highlight {
  background: #EEF2FF !important;
  border-color: #C7D2FE !important;
}
.pro-trade-icon {
  width: 28px !important;
  height: 28px !important;
  min-width: 28px !important;
  border-radius: 8px !important;
  background: #ffffff !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  font-size: 14px !important;
  box-shadow: 0 2px 5px rgba(0, 0, 0, 0.06) !important;
}
.pro-trade-text {
  font-size: 0.82rem !important;
  font-weight: 700 !important;
  color: #1E293B !important;
  line-height: 1.25 !important;
}
.pro-card-footer {
  display: flex !important;
  flex-wrap: wrap !important;
  gap: 8px !important;
  padding-top: 14px !important;
  border-top: 1px dashed #E2E8F0 !important;
}
.pro-footer-badge {
  background: #F1F5F9 !important;
  color: #334155 !important;
  font-size: 0.74rem !important;
  font-weight: 700 !important;
  padding: 5px 10px !important;
  border-radius: 9999px !important;
  display: inline-flex !important;
  align-items: center !important;
}

@media (max-width: 768px) {
  .pro-decennale-card {
    padding: 20px 14px !important;
    border-radius: 16px !important;
    width: 100% !important;
    box-sizing: border-box !important;
  }
  .pro-card-title {
    font-size: 1.18rem !important;
  }
  .pro-card-subtitle {
    font-size: 0.8rem !important;
  }
  .pro-trades-grid {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 8px !important;
    margin-bottom: 14px !important;
  }
  .pro-trade-chip {
    padding: 8px 9px !important;
    gap: 8px !important;
    border-radius: 10px !important;
  }
  .pro-trade-icon {
    width: 26px !important;
    height: 26px !important;
    min-width: 26px !important;
    font-size: 13px !important;
  }
  .pro-trade-text {
    font-size: 0.76rem !important;
  }
  .pro-card-footer {
    gap: 6px !important;
    padding-top: 12px !important;
  }
  .pro-footer-badge {
    font-size: 0.7rem !important;
    padding: 4px 8px !important;
  }
}
@media (max-width: 360px) {
  .pro-trades-grid {
    grid-template-columns: 1fr !important;
  }
}

/* ==============================================================
   NOUVEAUX CONTENUS HOME PAGE : STATS BAR, SIMULATEUR, COMPARATEUR
   ============================================================== */
/* 1. BANDEAU CHIFFRES CLÉS */
.stats-bar-section {
  background: linear-gradient(135deg, #1E174B 0%, #2A1D6B 100%);
  color: #ffffff;
  padding: 30px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  margin-top: -10px;
  position: relative;
  z-index: 15;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}
.stat-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  padding: 10px 14px;
}
.stat-icon {
  font-size: 1.6rem;
  margin-bottom: 2px;
}
.stat-num {
  font-size: clamp(1.8rem, 3.5vw, 2.3rem);
  font-weight: 900;
  color: #FFB74D;
  font-family: var(--font-title);
  line-height: 1;
}
.stat-label {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.82);
  font-weight: 600;
  line-height: 1.35;
}

@media (max-width: 768px) {
  .stats-bar-section {
    padding: 24px 0;
    margin-top: 15px;
  }
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px 12px;
  }
  .stat-card {
    padding: 8px 6px;
  }
  .stat-num {
    font-size: 1.65rem;
  }
  .stat-label {
    font-size: 0.78rem;
  }
}

/* 2. SIMULATEUR D'ÉCONOMIES EXPRESS */
.section-simulator {
  background: #F4F6FC;
  padding: 70px 0;
}
.simulator-card {
  background: #ffffff;
  border-radius: 24px;
  box-shadow: 0 18px 45px rgba(24, 16, 75, 0.08);
  border: 1px solid rgba(225, 230, 245, 0.9);
  overflow: hidden;
  max-width: 980px;
  margin: 0 auto;
}
.simulator-tabs {
  display: flex;
  background: #EEF2FA;
  border-bottom: 1px solid #E1E6F3;
  overflow-x: auto;
  scrollbar-width: none;
}
.simulator-tabs::-webkit-scrollbar {
  display: none;
}
.sim-tab {
  flex: 1;
  min-width: 130px;
  padding: 16px 14px;
  background: none;
  border: none;
  font-family: var(--font-title);
  font-size: 0.95rem;
  font-weight: 700;
  color: #475569;
  cursor: pointer;
  transition: all 0.25s ease;
  text-align: center;
  border-bottom: 3px solid transparent;
  white-space: nowrap;
}
.sim-tab:hover {
  color: var(--navy);
  background: rgba(255, 255, 255, 0.6);
}
.sim-tab.active {
  background: #ffffff;
  color: var(--navy);
  border-bottom: 3px solid var(--orange);
  font-weight: 800;
}
.simulator-body {
  padding: 34px 38px;
}
.sim-panel {
  display: none;
  animation: fadeIn 0.3s ease forwards;
}
.sim-panel.active {
  display: block;
}
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}
.sim-panel-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr;
  gap: 36px;
  align-items: center;
}
.sim-badge {
  display: inline-block;
  background: rgba(41, 196, 169, 0.14);
  color: #0E8570;
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 5px 12px;
  border-radius: 9999px;
  margin-bottom: 10px;
}
.sim-badge-highlight {
  background: rgba(255, 138, 0, 0.15);
  color: #D97706;
}
.sim-saving-amount {
  font-size: 1.65rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 10px;
  font-family: var(--font-title);
}
.sim-saving-amount strong {
  color: var(--orange);
  font-size: 2.1rem;
}
.sim-desc {
  font-size: 0.95rem;
  color: #475569;
  line-height: 1.55;
  margin-bottom: 16px;
}
.sim-perks {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.sim-perks li {
  font-size: 0.9rem;
  color: #1E293B;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
}
.sim-cta-box {
  background: #F8FAFD;
  border: 1.5px dashed #CBD5E1;
  border-radius: 18px;
  padding: 26px 24px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.sim-cta-box h4 {
  font-size: 1.15rem;
  color: var(--navy);
  font-weight: 800;
  margin: 0 0 6px;
}
.sim-cta-box p {
  font-size: 0.86rem;
  color: #64748B;
  margin: 0 0 16px;
  line-height: 1.4;
}
.btn-sim-action {
  width: 100%;
  padding: 12px 20px;
  font-size: 0.94rem;
  font-weight: 800;
  text-align: center;
  margin-bottom: 10px;
}
.sim-free-tag {
  font-size: 0.78rem;
  color: #0E8570;
  font-weight: 700;
}

@media (max-width: 768px) {
  .section-simulator {
    padding: 40px 0;
  }
  .simulator-card {
    border-radius: 18px;
  }
  .simulator-body {
    padding: 22px 16px;
  }
  .sim-panel-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .sim-saving-amount {
    font-size: 1.35rem;
  }
  .sim-saving-amount strong {
    font-size: 1.7rem;
  }
  .sim-cta-box {
    padding: 20px 16px;
  }
}

/* 3. TABLEAU COMPARATIF : RW ASSURANCE VS BANQUE & ASSUREUR DIRECT */
.section-comparison {
  padding: 70px 0;
  background: #ffffff;
}
.comparison-table-wrap {
  overflow-x: auto;
  border-radius: 20px;
  box-shadow: 0 12px 35px rgba(24, 16, 75, 0.06);
  border: 1px solid #E2E8F0;
  margin-top: 30px;
}
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  min-width: 620px;
}
.comparison-table th {
  padding: 18px 20px;
  font-family: var(--font-title);
  font-size: 1rem;
  font-weight: 800;
}
.comparison-table th:first-child {
  background: #F8FAFC;
  color: #475569;
  width: 38%;
}
.comparison-table th.th-others {
  background: #F1F5F9;
  color: #64748B;
  width: 31%;
  text-align: center;
}
.comparison-table th.th-rw {
  background: #24185C;
  color: #ffffff;
  width: 31%;
  text-align: center;
  position: relative;
}
.comparison-table th.th-rw span {
  display: block;
  font-size: 0.74rem;
  color: #FFB74D;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-top: 2px;
}
.comparison-table td {
  padding: 16px 20px;
  border-top: 1px solid #E2E8F0;
  font-size: 0.92rem;
  color: #334155;
}
.comparison-table td.td-critere {
  font-weight: 700;
  color: var(--navy);
  background: #FAFCFF;
}
.comparison-table td.td-others {
  text-align: center;
  color: #64748B;
  background: #ffffff;
}
.comparison-table td.td-rw {
  text-align: center;
  font-weight: 700;
  color: var(--navy);
  background: #FFF9F2;
}
.comparison-table td.td-rw strong {
  color: #D97706;
}

@media (max-width: 768px) {
  .section-comparison {
    padding: 40px 0;
  }
}

/* 4. SECTION 3 ÉTAPES RÉSILATION & ACCOMPAGNEMENT */
.section-resiliation {
  background: linear-gradient(180deg, #F8FAFC 0%, #EEF2F9 100%);
  padding: 65px 0;
}
.resiliation-steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 30px;
}
.resiliation-step-card {
  background: #ffffff;
  border-radius: 20px;
  padding: 30px 24px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.05);
  border: 1px solid #E2E8F0;
  position: relative;
  display: flex;
  flex-direction: column;
}
.res-step-num {
  width: 44px;
  height: 44px;
  border-radius: 14px;
  background: #24185C;
  color: #FFB74D;
  font-size: 1.25rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-family: var(--font-title);
}
.resiliation-step-card h3 {
  font-size: 1.15rem;
  color: var(--navy);
  margin: 0 0 10px;
  font-weight: 800;
}
.resiliation-step-card p {
  font-size: 0.9rem;
  color: #64748B;
  line-height: 1.55;
  margin: 0;
}

@media (max-width: 768px) {
  .section-resiliation {
    padding: 40px 0;
  }
  .resiliation-steps-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .resiliation-step-card {
    padding: 22px 18px;
  }
}

/* Grille Bénéfices Responsive */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}
@media (max-width: 992px) {
  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
  }
}
@media (max-width: 640px) {
  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }
}